ZIP 32148 Foreclosure, Tax-Lien & Distress Report

In Putnam County, Florida, ZIP 32148 scores 27 of 100 for composite distress, a low level on DLRadar's public-record index. It additionally carries heavy environmental risk: FEMA disaster exposure (99/100), climate & FEMA risk (76/100), flood (NFIP) exposure (67/100). Its standout signals are institutional ownership (68/100), structural risk (58/100), mortgage stress (27/100). mortgage stress (27/100) and construction/permit lag (9/100) stay muted. Structural risk reads 58/100 against active distress of 8/100.

Prices here sit in a peak phase: values rose 0.6% over the trailing year, and 9% higher over three years (phase confidence 6/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

A median home runs $112,300 here, or 1.9 times local income. The demographic-stress sub-score lands at 31/100. The ZIP holds roughly 5,595 housing units. Around 49% of renters are cost-burdened. The tenure split is 82% owner-occupied to 18% rented. Vacancy runs 13.9%, above the national norm and a classic distress-and-opportunity signal. The poverty rate is 26.4% — high, a tax-stress and distress correlate. Around 12% of adults hold a bachelor's degree or higher. Population is roughly 11,580 with a median age of 43. At $45,320, median income runs below typical U.S. levels.

On the whole, 32148 leans distressed, with opportunity clustered in specific stressed parcels. DLRadar currently tracks 1 individual distressed properties in 32148, each with owner, address, APN, a per-property distress score, bank-exposure read and exit-velocity estimate.

The number is not local guesswork: 32148's 27/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Nothing here is interpolated — where a source is thin for 32148, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

32148's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Practically, 32148 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.