ZIP 32148 Foreclosure, Tax-Lien & Distress Report

In Putnam County, Florida, ZIP 32148 scores 30 of 100 for composite distress, a moderate level on DLRadar's distress index. It additionally carries heavy environmental risk: FEMA disaster exposure (99/100), flood (NFIP) exposure (85/100), climate & FEMA risk (76/100). Its standout signals are institutional ownership (72/100), structural risk (66/100), mortgage stress (27/100). mortgage stress (27/100) and construction/permit lag (25/100) stay muted. Structural risk reads 66/100 against active distress of 8/100.

Prices here sit in a peak phase: values rose 0.6% over the trailing year, and 9% higher over three years (phase confidence 6/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

A median home runs $112,300 here, or 1.9 times local income. The demographic-stress sub-score lands at 31/100. The ZIP holds roughly 5,595 housing units. Around 49% of renters are cost-burdened. The tenure split is 82% owner-occupied to 18% rented. Vacancy runs 13.9%, above the national norm and a classic distress-and-opportunity signal. The poverty rate is 26.4% — high, a tax-stress and distress correlate. Around 12% of adults hold a bachelor's degree or higher. Population is roughly 11,580 with a median age of 43. At $45,320, median income runs below typical U.S. levels.

On the whole, 32148 leans distressed, with opportunity clustered in specific stressed parcels. No parcel file is published for 32148 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The number is not local guesswork: 32148's 30/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Nothing here is interpolated — where a source is thin for 32148, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

32148's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Practically, 32148 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.