ZIP 32189 Property Distress & Foreclosure Data

DLRadar grades ZIP 32189 (Putnam County, Florida) at a moderate 31/100 for overall property distress. It additionally carries heavy environmental risk: FEMA disaster exposure (99/100), climate & FEMA risk (76/100), flood (NFIP) exposure (68/100). The latent-versus-live split is 67/100 structural and 8/100 already moving. Property-level stress concentrates in institutional ownership (69/100), structural risk (67/100), construction/permit lag (40/100). By contrast, mortgage stress (27/100) register low.

The market reads peak — home values held roughly flat year on year, and 23% higher over three years (phase confidence 19/100). Topping markets hide individual distress behind strong averages.

The vacancy rate is 25.0% — elevated. A median home runs $152,500 here, or 2.8 times local income. Roughly 16.9% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Around 28% of renters are cost-burdened. About 13% have a four-year degree. On demographic stress specifically, 32189 scores 31/100. Households earn a median $42,566 — below the roughly $78,000 national figure. About 5,527 people live here, median age 53. The ZIP holds roughly 3,632 housing units. The tenure split is 63% owner-occupied to 37% rented.

Net-net, 32189 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.