ZIP 32181 Property Distress & Foreclosure Data

Putnam County, Florida's ZIP 32181 registers 31/100 composite distress, which DLRadar reads as moderate. The most distinctive pressure shows up in institutional ownership (69/100), structural risk (67/100), construction/permit lag (40/100). On the quiet end sit mortgage stress (27/100). The latent-versus-live split is 67/100 structural and 8/100 already moving. Environmental exposure also runs high (FEMA disaster exposure (99/100), climate & FEMA risk (76/100), flood (NFIP) exposure (68/100)).

The peak-phase market in 32181 posted values that held roughly flat over the year (phase confidence 19/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Around 64% of renters are cost-burdened. The poverty rate is 34.3% — high, a tax-stress and distress correlate. 69% of housing is owner-occupied. Around 8% of adults hold a bachelor's degree or higher. The ZIP holds roughly 1,188 housing units. The vacancy rate is 20.8% — elevated. The demographic-stress sub-score lands at 38/100. Population is roughly 2,512 with a median age of 36. At $45,147, median income runs below typical U.S. levels. The typical home is worth about $100,400 (2.3× income, relatively affordable).

On the whole, 32181 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.