ZIP 32193 Foreclosure, Tax-Lien & Distress Report

ZIP code 32193 in Putnam County, Florida carries a composite property-distress score of 27/100 — a low reading on DLRadar's deterministic public-record index. The split runs 58/100 structural to 8/100 active on the ground. Its standout signals are institutional ownership (68/100), structural risk (58/100), mortgage stress (27/100). On the quiet end sit mortgage stress (27/100) and construction/permit lag (9/100). Environmental exposure also runs high (FEMA disaster exposure (99/100), climate & FEMA risk (76/100), flood (NFIP) exposure (67/100)).

The market reads peak — home values rose 0.6% year on year (phase confidence 6/100). Topping markets hide individual distress behind strong averages.

About 1,200 people live here, median age 58. The poverty rate is 25.4% — high, a tax-stress and distress correlate. 79% of housing is owner-occupied. Vacancy runs 35.8%, above the national norm and a classic distress-and-opportunity signal. Home values center near $280,600, an affordability ratio of 4.9×. At $55,441, median income runs below typical U.S. levels. Educational attainment sits at 13% bachelor's-or-above. There are about 1,037 housing units across 32193. DLRadar's demographic-stress index for the area reads 42/100. Around 49% of renters are cost-burdened.

Taken together, 32193 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. 32193 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The 32193 read uses the identical public-record model applied coast to coast, which means its 27/100 score means exactly what it means anywhere else, and 32193 stays directly comparable to neighboring ZIPs and the rest of Putnam County, Florida. Where the public record is thin for 32193, the field stays empty rather than modeled, and fills in as new documents post.

32193's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For a buyer, 32193 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.