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Where stress is building, how the cycle is turning, and what is live now.

ZIP 32139 Foreclosure, Tax-Lien & Distress Report

Putnam County, Florida · High Vacancy market

In Putnam County, Florida, ZIP 32139 scores 27 of 100 for composite distress, a low level on DLRadar's public-record index. Structural exposure scores 58 and live distress 0 on the 0–100 scale. It additionally carries heavy environmental risk: FEMA disaster exposure (99/100), climate & FEMA risk (76/100), flood (NFIP) exposure (67/100). The pressure is most legible in institutional ownership (68/100), structural risk (58/100), construction/permit lag (9/100). construction/permit lag (9/100) stay muted.

The market reads peak — home values rose 0.6% year on year, at 6/100 phase confidence. Topping markets hide individual distress behind strong averages.

Rent burden reaches 36% of tenant households. Owners hold 92% of homes, renters 8%. Around 16% of adults hold a bachelor's degree or higher. Vacancy runs 23.4%, above the national norm and a classic distress-and-opportunity signal. Median household income is $56,806, below the U.S. median near $78,000. On demographic stress specifically, 32139 scores 31/100. Population is roughly 897 with a median age of 61. The poverty rate is 32.8% — high, a tax-stress and distress correlate. The ZIP holds roughly 469 housing units.

Taken together, 32139 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. There is no property file for 32139 at the moment; the composite and its components are still built from verifiable public records.

The 32139 read uses the identical public-record model applied coast to coast, which means its 27/100 score means exactly what it means anywhere else, and 32139 stays directly comparable to neighboring ZIPs and the rest of Putnam County, Florida. Nothing here is interpolated — where a source is thin for 32139, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

32139's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For a buyer, 32139 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.

27/100
Composite stress
58/100
Structural risk
0/100
Distress activity

What is driving ZIP 32139’s distress

Foreclosure activity0
Mortgage stress0
Climate / FEMA risk76
Nine more distress signals are scored here

Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.

The 32139 distress snapshot

Real-time distress, cycle phase, housing and bank-stress readings for 32139, the same set carried on every parcel.

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Adjacent Putnam County ZIP reports

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