ZIP 32112 Foreclosure, Tax-Lien & Distress Report
Putnam County, Florida · High Vacancy market
ZIP 32112's composite property-distress score is 27/100 - DLRadar classes that as low for Putnam County, Florida. The sharpest non-environmental signals are institutional ownership (68/100), structural risk (58/100), mortgage stress (27/100). mortgage stress (27/100) and construction/permit lag (9/100) stay muted. The latent-versus-live split is 58/100 structural and 8/100 already moving. It additionally carries heavy environmental risk: FEMA disaster exposure (99/100), climate & FEMA risk (76/100), flood (NFIP) exposure (67/100).
The market reads peak — home values rose 0.6% year on year, and 76% higher over three years, at 6/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
On demographic stress specifically, 32112 scores 38/100. Owners hold 67% of homes, renters 33%. 34.1% of residents fall below the poverty threshold. About 10% have a four-year degree. Rent burden reaches 32% of tenant households. The vacancy rate is 20.4% — elevated. A median home runs $152,300 here, or 3.8 times local income. Population is roughly 8,099 with a median age of 40. Median household income is $39,247, below the U.S. median near $78,000. There are about 3,830 housing units across 32112.
On the whole, 32112 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
The 32112 read uses the identical public-record model applied coast to coast, which means its 27/100 score means exactly what it means anywhere else, and 32112 stays directly comparable to neighboring ZIPs and the rest of Putnam County, Florida. Nothing here is interpolated — where a source is thin for 32112, DLRadar leaves it blank rather than guessing, and re-scores as new records post.
The 27/100 for 32112 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. The point of the 32112 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
ZIP 32112 distress signals, scored
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
Snapshot: 32112 by the numbers
A live read on 32112: distress, market phase, housing and bank pressure — identical to the report behind every parcel.
Putnam County ZIPs near 32112
Related reports across Putnam County, Florida
Further distress data across Putnam County, Florida at ZIP, county and state level.
Get the full acquisition report for 32112
Open 32112 parcel by parcel: owner, address, APN, individual distress score, lender exposure, exit-velocity estimate, and funding and closing in a single click. Updated continuously across the country.
Built from public records, scored the same way everywhere · methodology