ZIP 32112 Property Distress & Foreclosure Data

Composite property distress in 32112 (Putnam County, Florida) lands at 31/100 — moderate on DLRadar's public-record scoring. The sharpest non-environmental signals are institutional ownership (69/100), structural risk (67/100), construction/permit lag (40/100). On the quiet end sit mortgage stress (27/100). The latent-versus-live split is 67/100 structural and 8/100 already moving. Environmental exposure also runs high (FEMA disaster exposure (99/100), climate & FEMA risk (76/100), flood (NFIP) exposure (68/100)).

The peak-phase market in 32112 posted values that held roughly flat over the year, and 76% higher over three years (phase confidence 19/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The demographic-stress sub-score lands at 38/100. 67% of housing is owner-occupied. The poverty rate is 34.1% — high, a tax-stress and distress correlate. Around 10% of adults hold a bachelor's degree or higher. Around 32% of renters are cost-burdened. The vacancy rate is 20.4% — elevated. The typical home is worth about $152,300 (3.8× income, relatively affordable). Population is roughly 8,099 with a median age of 40. At $39,247, median income runs below typical U.S. levels. The ZIP holds roughly 3,830 housing units.

On the whole, 32112 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.