ZIP 32145 Property Distress & Foreclosure Data

St Johns County, Florida's ZIP 32145 registers 36/100 composite distress, which DLRadar reads as moderate. The most distinctive pressure shows up in structural risk (78/100), institutional ownership (69/100), construction/permit lag (69/100). On the quiet end sit mortgage stress (27/100). The latent-versus-live split is 78/100 structural and 8/100 already moving. Environmental exposure also runs high (FEMA disaster exposure (99/100), climate & FEMA risk (89/100), flood (NFIP) exposure (70/100)).

The peak-phase market in 32145 posted values that rose 1.8% over the year, and 22% higher over three years (phase confidence 18/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The ZIP holds roughly 2,475 housing units. The poverty rate is 14.1%. At $81,931, median income runs near typical U.S. levels. Around 17% of adults hold a bachelor's degree or higher. Around 67% of renters are cost-burdened. The demographic-stress sub-score lands at 33/100. 78% of housing is owner-occupied. Population is roughly 5,750 with a median age of 39. The vacancy rate is 16.1% — elevated. The typical home is worth about $229,200 (2.4× income, relatively affordable).

On the whole, 32145 leans distressed, with opportunity clustered in specific stressed parcels. DLRadar currently tracks 2 individual distressed properties in 32145, each with owner, address, APN, a per-property distress score, bank-exposure read and exit-velocity estimate.