ZIP 32095 Property Distress & Foreclosure Data

Composite property distress in 32095 (St Johns County, Florida) lands at 36/100 — moderate on DLRadar's public-record scoring. The sharpest non-environmental signals are structural risk (78/100), institutional ownership (69/100), construction/permit lag (69/100). mortgage stress (27/100) stay muted. Climate and flood risk are elevated too — FEMA disaster exposure (99/100), climate & FEMA risk (89/100), flood (NFIP) exposure (70/100). On the structural side it scores 78/100, with 8/100 of stress already active.

Prices here sit in a peak phase: values rose 1.8% over the trailing year, and 13% higher over three years (phase confidence 18/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The vacancy rate is 8.1%. Around 67% of renters are cost-burdened. Median household income is $124,556, above the U.S. median near $78,000. Owners hold 91% of homes, renters 9%. Educational attainment sits at 53% bachelor's-or-above. 18,927 residents call 32095 home, typically aged 42. The ZIP holds roughly 8,149 housing units. DLRadar's demographic-stress index for the area reads 31/100. 6.7% of residents fall below the poverty threshold. Home values center near $525,000, an affordability ratio of 3.9× — accessible.

Overall, 32095 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.