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ZIP 32257 Foreclosure, Tax-Lien & Distress Report

Duval County, Florida · Cooling Market market

DLRadar grades ZIP 32257 (Duval County, Florida) at a moderate 35/100 for overall property distress. Environmental exposure also runs high (FEMA disaster exposure (99/100), climate & FEMA risk (97/100), flood (NFIP) exposure (78/100)). The split runs 76/100 structural to 8/100 active on the ground. The sharpest non-environmental signals are structural risk (76/100), institutional ownership (71/100), construction/permit lag (45/100). By contrast, mortgage stress (27/100) register low.

Prices here sit in a contraction phase: values fell 0.9% over the trailing year, 1.8% off the recent peak, and 5% higher over three years (phase confidence 32/100). A cooling market tends to open discount-to-value windows.

Households earn a median $75,180 — near the roughly $78,000 national figure. Population is roughly 41,791 with a median age of 41. Vacancy runs 5.8%. Rent burden reaches 48% of tenant households. About 37% have a four-year degree. There are about 18,834 housing units across 32257. Roughly 11.2% live below the poverty line. The demographic-stress sub-score lands at 33/100. Owners hold 60% of homes, renters 40%. Home values center near $339,300, an affordability ratio of 4.1×.

Taken together, 32257 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Inside the full report, DLRadar lists 3 distressed properties for 32257 — owner, address, APN, per-parcel score, bank exposure and exit read.

No ZIP is too small to score: 32257 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 35/100 composite is a like-for-like number rather than an isolated estimate. Every figure is auditable to a public dataset and refreshed on ingest; 32257 shows blanks, not estimates, wherever the record is sparse.

Behind 32257's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Practically, 32257 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.

35/100
Composite stress
76/100
Structural risk
8/100
Distress activity

Distress signal breakdown — ZIP 32257

Foreclosure activity0
Mortgage stress27
Climate / FEMA risk97
32257 carries 9 additional scored dimensions

Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 3 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.

The 32257 distress snapshot

Current distress, phase, housing and lender-pressure figures for 32257, drawn from the same report attached to each property.

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Duval County ZIPs near 32257

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Open the complete 32257 acquisition file

Every distressed parcel in 32257 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to funding and closing, refreshed continuously nationwide.

Deterministic. Every signal traces to a public dataset · methodology

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