ZIP 32204 Property Distress & Foreclosure Data

ZIP code 32204 in Duval County, Florida carries a composite property-distress score of 36/100 — a moderate reading on DLRadar's deterministic public-record index. What sets it apart are the readings on structural risk (79/100), institutional ownership (71/100), construction/permit lag (58/100). By contrast, mortgage stress (27/100) register low. It additionally carries heavy environmental risk: FEMA disaster exposure (99/100), climate & FEMA risk (97/100), flood (NFIP) exposure (78/100). The latent-versus-live split is 79/100 structural and 8/100 already moving.

The market reads peak — home values rose 1.8% year on year, and 3% higher over three years (phase confidence 18/100). Topping markets hide individual distress behind strong averages.

On demographic stress specifically, 32204 scores 43/100. Roughly 23.2% live below the poverty line, elevated and often tied to deferred-maintenance inventory. The ZIP holds roughly 5,668 housing units. Around 35% of renters are cost-burdened. About 8,421 people live here, median age 41. About 41% have a four-year degree. A median home runs $375,000 here, or 6.3 times local income. The tenure split is 25% owner-occupied to 75% rented. Households earn a median $54,462 — below the roughly $78,000 national figure. The vacancy rate is 12.0% — elevated.

Net-net, 32204 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.