ZIP 32204 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 32204 (Duval County, Florida) returns a moderate composite of 35/100. Property-level stress concentrates in structural risk (76/100), institutional ownership (71/100), construction/permit lag (45/100). mortgage stress (27/100) stay muted. Climate and flood risk are elevated too — FEMA disaster exposure (99/100), climate & FEMA risk (97/100), flood (NFIP) exposure (78/100). Structural risk reads 76/100 against active distress of 8/100.

The contraction-phase market in 32204 posted values that fell 0.9% over the year, 1.8% off the recent peak, and 3% higher over three years (phase confidence 32/100). Softening prices widen the spread between distressed and market value — what acquisition buyers watch for.

On demographic stress specifically, 32204 scores 43/100. 23.2% of residents fall below the poverty threshold. The ZIP holds roughly 5,668 housing units. Rent burden reaches 35% of tenant households. Population is roughly 8,421 with a median age of 41. Educational attainment sits at 41% bachelor's-or-above. Home values center near $375,000, an affordability ratio of 6.3×. Owners hold 25% of homes, renters 75%. Households earn a median $54,462 — below the roughly $78,000 national figure. Vacancy runs 12.0%, above the national norm and a classic distress-and-opportunity signal.

Taken together, 32204 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Inside the full report, DLRadar lists 2 distressed properties for 32204 — owner, address, APN, per-parcel score, bank exposure and exit read.

The 32204 read uses the identical public-record model applied coast to coast, which means its 35/100 score means exactly what it means anywhere else, and 32204 stays directly comparable to neighboring ZIPs and the rest of Duval County, Florida. Nothing here is interpolated — where a source is thin for 32204, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

32204's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Practically, 32204 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.