ZIP 32254 Property Distress & Foreclosure Data

ZIP code 32254 in Duval County, Florida carries a composite property-distress score of 36/100 — a moderate reading on DLRadar's deterministic public-record index. Climate and flood risk are elevated too — FEMA disaster exposure (99/100), climate & FEMA risk (97/100), flood (NFIP) exposure (78/100). What sets it apart are the readings on structural risk (79/100), institutional ownership (71/100), construction/permit lag (58/100). mortgage stress (27/100) stay muted. Structural risk reads 79/100 against active distress of 8/100.

Prices here sit in a peak phase: values rose 1.8% over the trailing year, and 13% higher over three years, at 18/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Home values center near $110,500, an affordability ratio of 2.3× — accessible. Vacancy runs 13.7%, above the national norm and a classic distress-and-opportunity signal. Owners hold 51% of homes, renters 49%. Rent burden reaches 48% of tenant households. 14,653 residents call 32254 home, typically aged 34. Educational attainment sits at 10% bachelor's-or-above. There are about 6,243 housing units across 32254. DLRadar's demographic-stress index for the area reads 37/100. Median household income is $36,449, below the U.S. median near $78,000. 33.4% of residents fall below the poverty threshold.

Taken together, 32254 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.