ZIP 32254 Foreclosure, Tax-Lien & Distress Report

ZIP code 32254 in Duval County, Florida carries a composite property-distress score of 35/100 — a moderate reading on DLRadar's deterministic distress index. Environmental exposure also runs high (FEMA disaster exposure (99/100), climate & FEMA risk (97/100), flood (NFIP) exposure (86/100)). Its standout signals are structural risk (77/100), institutional ownership (72/100), construction/permit lag (43/100). On the quiet end sit mortgage stress (27/100). On the structural side it scores 77/100, with 8/100 of stress already active.

The market reads contraction — home values fell 0.9% year on year, 1.8% off the recent peak, and 13% higher over three years, at 32/100 phase confidence. A cooling market tends to open discount-to-value windows.

The typical home is worth about $110,500 (2.3× income, relatively affordable). Vacancy runs 13.7%, above the national norm and a classic distress-and-opportunity signal. 51% of housing is owner-occupied. Around 48% of renters are cost-burdened. Population is roughly 14,653 with a median age of 34. About 10% have a four-year degree. There are about 6,243 housing units across 32254. The demographic-stress sub-score lands at 37/100. Households earn a median $36,449 — below the roughly $78,000 national figure. The poverty rate is 33.4% — high, a tax-stress and distress correlate.

Taken together, 32254 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The number is not local guesswork: 32254's 35/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. 32254 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

32254's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Practically, 32254 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.