ZIP 32266 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 32266 (Duval County, Florida) lands at 35/100 — moderate on DLRadar's public-record scoring. The sharpest non-environmental signals are structural risk (76/100), institutional ownership (71/100), construction/permit lag (45/100). On the quiet end sit mortgage stress (27/100). Environmental exposure also runs high (FEMA disaster exposure (99/100), climate & FEMA risk (97/100), flood (NFIP) exposure (78/100)). The split runs 76/100 structural to 8/100 active on the ground.

The market reads contraction — home values fell 0.9% year on year, 1.8% off the recent peak, and 16% higher over three years (phase confidence 32/100). Falling values surface more motivated sellers and below-market exits.

The ZIP holds roughly 3,709 housing units. 1.8% of residents fall below the poverty threshold. Median household income is $111,025, above the U.S. median near $78,000. The tenure split is 72% owner-occupied to 28% rented. On demographic stress specifically, 32266 scores 31/100. The typical home is worth about $670,900 (5.5× income). Around 60% of adults hold a bachelor's degree or higher. Population is roughly 7,199 with a median age of 45. Rent burden reaches 39% of tenant households. Vacancy runs 13.4%, above the national norm and a classic distress-and-opportunity signal.

Taken together, 32266 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. There is no property file for 32266 at the moment; the composite and its components are still built from verifiable public records.

No ZIP is too small to score: 32266 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 35/100 composite is a like-for-like number rather than an isolated estimate. Where the public record is thin for 32266, the field stays empty rather than modeled, and fills in as new documents post.

Behind 32266's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Treat 32266 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.