ZIP 32227 Foreclosure, Tax-Lien & Distress Report

Scored on a fixed 0-100 scale, 32227 (Duval County, Florida) returns a moderate composite of 35/100. Environmental exposure also runs high (FEMA disaster exposure (99/100), climate & FEMA risk (97/100), flood (NFIP) exposure (86/100)). The pressure is most legible in structural risk (77/100), institutional ownership (72/100), construction/permit lag (43/100). The latent-versus-live split is 77/100 structural and 0/100 already moving.

The market reads contraction — home values fell 0.9% year on year, 1.8% off the recent peak (phase confidence 32/100). Softening prices widen the spread between distressed and market value — what acquisition buyers watch for.

The tenure split is 0% owner-occupied to 100% rented. Population is roughly 3,365 with a median age of 22. At $84,732, median income runs near typical U.S. levels. The ZIP holds roughly 655 housing units. The demographic-stress sub-score lands at 56/100. Educational attainment sits at 15% bachelor's-or-above. Around 24% of renters are cost-burdened. The poverty rate is 5.6% — low. The vacancy rate is 9.0%.

On the whole, 32227 leans distressed, with opportunity clustered in specific stressed parcels. While 32227 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Big metro or rural, 32227 runs through one identical scoring model, so its 35/100 sits on the same scale as every other ZIP in Duval County, Florida and the nation. Nothing here is interpolated — where a source is thin for 32227, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Behind 32227's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. The point of the 32227 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.