Duval County, FL Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Duval County, FL distress report, 2026: 38 ZIPs scored in Duval, FL, Duval, FL average 35/100; the top Duval, FL ZIP is 32081 at 38/100; Duval, FL market phase contraction, Duval, FL prices -0.9% year over year.
- Duval, FL ranks #970 nationally (opportunity index); Duval, FL #66 in Florida; Duval, FL index 31.3.
- Duval, FL ninety-day mortgage delinquency 1.5% in December 2025; Duval, FL twelve-month change +1.0%.
- Duval, FL ZIP phases: 38 contraction.
- Duval, FL residential listings tracked: 408 across 36 ZIPs; Duval, FL candidate listings 136.
- Duval, FL HUD assisted properties: 39 with 6,297 units.
- Duval, FL lenders on watch: 7; largest Duval, FL footprint Everbank National Assn (6 branches).
- Duval, FL most distressed ZIP: 32081 at 38/100.
Duval, FL figures: DLRadar distress index; Duval, FL inputs: CFPB, FHFA, HUD, FDIC; Duval, FL rebuilt as sources refresh.
| Rank | Duval, FL ZIP | Score |
|---|---|---|
| 1 | 32081 | 38/100 |
| 2 | 32259 | 38/100 |
| 3 | 32224 | 36/100 |
| 4 | 32202 | 35/100 |
| 5 | 32203 | 35/100 |
| 6 | 32204 | 35/100 |
| 7 | 32205 | 35/100 |
| 8 | 32206 | 35/100 |
| 9 | 32207 | 35/100 |
| 10 | 32208 | 35/100 |
| 11 | 32209 | 35/100 |
| 12 | 32210 | 35/100 |
Most distressed Duval, FL ZIPs (0-100, 2026)
Mortgage delinquency in Duval, FL
1.5% of Duval, FL mortgages were ninety-plus days late (Duval, FL, December 2025); Duval, FL thirty-to-eighty-nine days late: 2.6%; Duval, FL twelve-month change +1.0%; Duval, FL peak since 2008: 8.1% (December 2011); Florida overall 1.2%. Duval, FL ninety-day series: Dec 24 0.5, Jan 25 0.8, Feb 25 1.1 (Duval, FL), Mar 25 1.3, Apr 25 1.1, May 25 1.2 (Duval, FL), Jun 25 1.2, Jul 25 1.1, Aug 25 1.3 (Duval, FL), Sep 25 1.3, Oct 25 1.2, Nov 25 1.3 (Duval, FL), Dec 25 1.5.
Opportunity index: Duval, FL
Duval, FL index 31.3, Duval, FL phase watchlist; Duval, FL primary driver bank institutional, Duval, FL second driver vacancy. Duval, FL components: property stress 24.0, foreclosure pressure 22.8, listing discounts 35.4, bank stress 55.2, insurance 0.0; Duval, FL pulse 33.4; Duval, FL capital opportunity 28.2; Duval, FL seven-day change +0.6%.
ZIP market phases inside Duval, FL
38 Duval, FL ZIPs carry a price-cycle phase; Duval, FL ZIPs by phase (Duval, FL), deepest drawdown first: contraction, -0.9% YoY, 1.8% off peak (Duval, FL): 32081, 32202, 32203, 32204, Duval, FL 32205, 32206, 32207, 32208, Duval, FL 32209, 32210, 32211, 32212, Duval, FL 32214, 32216, 32217, 32218.
Residential listings by Duval, FL ZIP
Duval, FL ZIPs with the most tracked Duval, FL residential listings: 32210 54 listings, 24 candidates, bank pressure 59; 32244 54 listings, 19 candidates, bank pressure 59; 32218 43 listings, 13 candidates, bank pressure 59; 32205 22 listings, 12 candidates, bank pressure 59 (Duval, FL); 32222 20 listings, 7 candidates, bank pressure 59; 32208 19 listings, 5 candidates, bank pressure 59; 32209 17 listings, 2 candidates, bank pressure 59; 32219 15 listings, 3 candidates, bank pressure 59. Duval, FL totals: 408 listings; Duval, FL candidates 136; active ZIPs 29.
HUD assisted housing in Duval, FL
39 assisted properties with 6,297 units sit in Duval, FL; largest Duval, FL properties: North Beach On Kernan (Jacksonville) 432 units; Mission Pointe (Jacksonville) 388 units; Creekside Park (Jacksonville) 340 units in Duval, FL; Oaks At Normandy (Jacksonville) 336 units; Desert Wind Apts & Silver Creek Apts. (Jacksonville) 297 units, 297 assisted; Bennett Creek (Jacksonville) 264 units.
Lenders with branches in Duval, FL
Duval, FL lenders by branch count: Everbank National Assn (Duval, FL): stress 73, 6 branches low in Duval, FL; Southstate Bank Na (Duval, FL): stress 48, 4 branches low in Duval, FL; Florida Capital Bank Na (Duval, FL): stress 72, 2 branches low in Duval, FL; Seacoast National Bank (Duval, FL): stress 58, 2 branches low in Duval, FL; First Federal Bank (Duval, FL): stress 65, 1 branch low in Duval, FL; Cypress Bank&Trust (Duval, FL): stress 61, 1 branch low in Duval, FL; Cogent Bank (Duval, FL): stress 47, 1 branch low in Duval, FL.
Vacancy and permits, Duval, FL
39,612 of 454,740 Duval, FL housing units are vacant; Duval, FL permits, twelve months: 2,326 multifamily units in Duval, FL, 4,109 one-to-four unit units.
Work Duval, FL at the parcel level
Every Duval, FL parcel carries owner and address; every Duval, FL parcel carries APN; Duval, FL distress scores sit on the Duval, FL live board; Duval, FL lead lists by signal.
Duval, FL figures refresh with each source.
Duval, FL questions
Most distressed ZIP code in Duval County, FL?
ZIP 32081 leads Duval, FL at 38/100; next in Duval, FL: 32259 at 38/100; the Duval, FL average is 35/100.
Where does Duval County, FL rank for investment opportunity?
Duval, FL is #970 among all ranked counties, #66 in Florida; the Duval, FL driver is bank institutional; Duval, FL moved up 653 places.
How many mortgages are delinquent in Duval County, FL?
1.5% of Duval, FL mortgages were ninety-plus days late in December 2025; the Duval, FL peak since 2008 was 8.1%.
Which banks lend in Duval County, FL?
7 watched lenders hold Duval, FL branches; the largest Duval, FL footprints are Everbank National Assn (6), Southstate Bank Na (4), Florida Capital Bank Na (2).
More on Duval, FL
Duval County, FL distress report: public-record figures for Duval, FL; not legal advice for Duval, FL; not tax or investment advice; verify every Duval, FL record before acting.