Duval County, FL Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Duval County, Florida? DLRadar grades every Duval County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 38/100. Here is the 2026 Duval County breakdown.
- Duval County's most distressed ZIP is 32259 at 38/100.
- 38 ZIP codes tracked in Duval County, averaging 35/100 distress.
- Duval County reads contraction — home values down 0.9% year over year, 1.8% off peak.
- Vacancy runs 9% across Duval County's tracked ZIPs, with a 14.9% poverty rate.
- The typical Duval County home is worth about $328,876 against a ~$76,625 median income.
- Lending headwind in Duval County sits at 42/100 — a forward read on distressed supply.
Numbers from the DLRadar public-record distress index, refreshed each month. Quote them freely with credit to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 32259 | 38/100 |
| 2 | 32081 | 37/100 |
| 3 | 32202 | 35/100 |
| 4 | 32203 | 35/100 |
| 5 | 32204 | 35/100 |
| 6 | 32205 | 35/100 |
| 7 | 32206 | 35/100 |
| 8 | 32207 | 35/100 |
| 9 | 32208 | 35/100 |
| 10 | 32209 | 35/100 |
| 11 | 32210 | 35/100 |
| 12 | 32211 | 35/100 |
Most distressed ZIP codes in Duval County (composite distress 0-100, 2026)
What is driving Duval County distress
Nothing here is estimated: Duval County is scored from filings alone, and its ZIPs average 35/100 composite distress. The inputs are FHFA house prices, CFPB delinquency, county recorder foreclosure and lien records, FEMA and NFIP claims, and Census ACS.
Duval County market phase and pricing
DLRadar places Duval County in contraction; prices moved down 0.9% over the year and remain 1.8% under peak. Longer marketing times follow, and with them the sellers worth calling.
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What people ask
What is the most distressed ZIP code in Duval County, FL?
ZIP 32259 leads Duval County at 38/100, recomputed monthly from public records.
What stage of the price cycle is Duval County at?
FHFA price-index movement places Duval County in contraction; prices are down 0.9% over twelve months.
Where does the Duval County data come from?
The inputs are all public: FHFA for the contraction path, CFPB mortgage performance, recorder filings from the county, FEMA and NFIP, and Census ACS. Because all 38 ZIP codes in Duval County run through the identical model used nationwide, the figures compare directly against any other market.
How much do distress scores vary between Duval County ZIP codes?
The county figure is a blend, not a description. Across the Duval County ZIPs DLRadar ranks, scores run from 38/100 in 32259 down to 35/100 in 32211, against a Duval County average of 35/100. Because the gap runs to 3 points, Duval County rewards ZIP-level precision.
What do Duval County home values and vacancy say about distressed supply?
The typical Duval County home carries about $328,876 of value against a median household income near $76,625. Vacancy across Duval County's tracked ZIPs runs 9% and the poverty rate is 14.9%. When budgets are stretched and homes sit vacant, arrears become listings — the reason these sit alongside Duval County's foreclosure and tax-lien record and its 42/100 lending headwind.
Related
DLRadar scores property distress from public records by deterministic formulas — not investment, legal, or financial advice. Figures refresh monthly from the live index.