ZIP 32081 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 32081 (St Johns County, Florida) lands at 37/100 — moderate on DLRadar's public-record scoring. Climate and flood risk are elevated too — FEMA disaster exposure (98/100), climate & FEMA risk (90/100), flood (NFIP) exposure (70/100). Property-level stress concentrates in construction/permit lag (86/100), structural risk (83/100), institutional ownership (69/100). mortgage stress (27/100) stay muted. Structurally it carries 83/100, against 8/100 of stress already in motion.

The contraction-phase market in 32081 posted values that fell 0.9% over the year, 1.8% off the recent peak, at 32/100 phase confidence. A cooling market tends to open discount-to-value windows.

About 27,365 people live here, median age 41. Owners hold 83% of homes, renters 17%. A median home runs $642,500 here, or 4.6 times local income. The ZIP holds roughly 11,028 housing units. The demographic-stress sub-score lands at 28/100. Households earn a median $128,316 — above the roughly $78,000 national figure. Vacancy runs 5.9%. Roughly 4.5% live below the poverty line, a low share typical of higher-equity areas. About 69% have a four-year degree. Around 48% of renters are cost-burdened.

Taken together, 32081 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. While 32081 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The 32081 read uses the identical public-record model applied coast to coast, which means its 37/100 score means exactly what it means anywhere else, and 32081 stays directly comparable to neighboring ZIPs and the rest of St Johns County, Florida. 32081 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

32081's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For an operator, 32081 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.