ZIP 32081 Property Distress & Foreclosure Data

Composite property distress in 32081 (St Johns County, Florida) lands at 36/100 — moderate on DLRadar's public-record scoring. It additionally carries heavy environmental risk: FEMA disaster exposure (99/100), climate & FEMA risk (90/100), flood (NFIP) exposure (71/100). The sharpest non-environmental signals are structural risk (78/100), institutional ownership (70/100), construction/permit lag (67/100). By contrast, mortgage stress (27/100) register low. Structural risk reads 78/100 against active distress of 8/100.

The market reads peak — home values rose 1.8% year on year, at 18/100 phase confidence. Topping markets hide individual distress behind strong averages.

About 27,365 people live here, median age 41. The tenure split is 83% owner-occupied to 17% rented. A median home runs $642,500 here, or 4.6 times local income. There are about 11,028 housing units across 32081. On demographic stress specifically, 32081 scores 28/100. Households earn a median $128,316 — above the roughly $78,000 national figure. Vacancy runs 5.9%. Roughly 4.5% live below the poverty line, a low share typical of higher-equity areas. About 69% have a four-year degree. Rent burden reaches 48% of tenant households.

Net-net, 32081 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.