ZIP 32081 Foreclosure, Tax-Lien & Distress Report
St Johns County, Florida · Cooling Market market
Composite property distress in 32081 (St Johns County, Florida) lands at 38/100 — moderate on DLRadar's distress scoring. Climate and flood risk are elevated too — FEMA disaster exposure (98/100), climate & FEMA risk (90/100), flood (NFIP) exposure (84/100). Property-level stress concentrates in structural risk (84/100), construction/permit lag (83/100), institutional ownership (72/100). mortgage stress (27/100) stay muted. Structurally it carries 84/100, against 8/100 of stress already in motion.
The contraction-phase market in 32081 posted values that fell 0.9% over the year, 1.8% off the recent peak, at 32/100 phase confidence. A cooling market tends to open discount-to-value windows.
About 27,365 people live here, median age 41. Owners hold 83% of homes, renters 17%. A median home runs $642,500 here, or 4.6 times local income. The ZIP holds roughly 11,028 housing units. The demographic-stress sub-score lands at 28/100. Households earn a median $128,316 — above the roughly $78,000 national figure. Vacancy runs 5.9%. Roughly 4.5% live below the poverty line, a low share typical of higher-equity areas. About 69% have a four-year degree. Around 48% of renters are cost-burdened.
Taken together, 32081 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. While 32081 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
The 32081 read uses the identical scoring model applied coast to coast, which means its 38/100 score means exactly what it means anywhere else, and 32081 stays directly comparable to neighboring ZIPs and the rest of St Johns County, Florida. 32081 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
32081's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For an operator, 32081 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
Signal-by-signal read on 32081
Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.
Snapshot: 32081 by the numbers
32081 live: composite distress, market phase, housing detail and lender pressure, identical to the per-property report.
Neighbouring ZIPs in St Johns County
Nearest ZIP codes to 32081
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
More distress data near 32081
Additional distress intelligence spanning St Johns County, Florida by ZIP, county and state.
Unlock parcel-level detail for ZIP 32081
The full 32081 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through to owner and lender records. Refreshed continuously.
Lead lists for St Johns County
No modelling: every input is a public record · methodology