ZIP 32084 Foreclosure, Tax-Lien & Distress Report

Scored on a fixed 0-100 scale, 32084 (St Johns County, Florida) returns a moderate composite of 38/100. Environmental exposure also runs high (FEMA disaster exposure (97/100), climate & FEMA risk (89/100), flood (NFIP) exposure (83/100)). On the structural side it scores 85/100, with 8/100 of stress already active. The sharpest non-environmental signals are construction/permit lag (87/100), structural risk (85/100), institutional ownership (72/100). mortgage stress (27/100) stay muted.

The contraction-phase market in 32084 posted values that fell 0.9% over the year, 1.8% off the recent peak, and 3% higher over three years, at 32/100 phase confidence. Falling values surface more motivated sellers and below-market exits.

Roughly 15.5% live below the poverty line. Rent burden reaches 47% of tenant households. Vacancy runs 18.6%, above the national norm and a classic distress-and-opportunity signal. Educational attainment sits at 32% bachelor's-or-above. The demographic-stress sub-score lands at 35/100. 36,998 residents call 32084 home, typically aged 44. There are about 18,316 housing units across 32084. The typical home is worth about $344,200 (4.0× income). Households earn a median $72,965 — near the roughly $78,000 national figure. Owners hold 65% of homes, renters 35%.

Taken together, 32084 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Big metro or rural, 32084 runs through one identical scoring model, so its 38/100 sits on the same scale as every other ZIP in St Johns County, Florida and the nation. The score is rebuilt from public data as it updates, so 32084 reflects the current record instead of a stale or modeled snapshot.

Behind 32084's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Practically, 32084 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.