ZIP 32084 Foreclosure, Tax-Lien & Distress Report

In St Johns County, Florida, ZIP 32084 scores 36 of 100 for composite distress, a moderate level on DLRadar's public-record index. It additionally carries heavy environmental risk: FEMA disaster exposure (99/100), climate & FEMA risk (89/100), flood (NFIP) exposure (70/100). On the structural side it scores 78/100, with 8/100 of stress already active. Its standout signals are structural risk (78/100), institutional ownership (69/100), construction/permit lag (69/100). By contrast, mortgage stress (27/100) register low.

The market reads peak — home values rose 1.8% year on year, and 3% higher over three years (phase confidence 18/100). Topping markets hide individual distress behind strong averages.

Roughly 15.5% live below the poverty line. Around 47% of renters are cost-burdened. The vacancy rate is 18.6% — elevated. About 32% have a four-year degree. On demographic stress specifically, 32084 scores 35/100. About 36,998 people live here, median age 44. The ZIP holds roughly 18,316 housing units. A median home runs $344,200 here, or 4.0 times local income. Households earn a median $72,965 — near the roughly $78,000 national figure. The tenure split is 65% owner-occupied to 35% rented.

Net-net, 32084 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. DLRadar currently tracks 1 individual distressed properties in 32084, each with owner, address, APN, a per-property distress score, bank-exposure read and exit-velocity estimate.