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ZIP 32082 Foreclosure, Tax-Lien & Distress Report

St Johns County, Florida · High Vacancy market

ZIP code 32082 in St Johns County, Florida carries a composite property-distress score of 38/100 — a moderate reading on DLRadar's deterministic public-record index. It additionally carries heavy environmental risk: FEMA disaster exposure (98/100), climate & FEMA risk (89/100), flood (NFIP) exposure (70/100). The latent-versus-live split is 83/100 structural and 8/100 already moving. Its standout signals are construction/permit lag (91/100), structural risk (83/100), institutional ownership (69/100). mortgage stress (27/100) stay muted.

The market reads contraction — home values fell 0.9% year on year, 1.8% off the recent peak, and 23% higher over three years, at 32/100 phase confidence. A cooling market tends to open discount-to-value windows.

At $122,807, median income runs above typical U.S. levels. Vacancy runs 16.1%, above the national norm and a classic distress-and-opportunity signal. Home values center near $792,600, an affordability ratio of 6.0×. About 68% have a four-year degree. There are about 15,158 housing units across 32082. 82% of housing is owner-occupied. Roughly 4.8% live below the poverty line, a low share typical of higher-equity areas. DLRadar's demographic-stress index for the area reads 34/100. Rent burden reaches 57% of tenant households. Population is roughly 28,964 with a median age of 52.

Taken together, 32082 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. DLRadar currently tracks 1 individual distressed properties in 32082, each with owner, address, APN, a per-property distress score, bank-exposure read and exit-velocity estimate.

Big metro or rural, 32082 runs through one identical public-record model, so its 38/100 sits on the same scale as every other ZIP in St Johns County, Florida and the nation. 32082 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

32082's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Treat 32082 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.

38/100
Composite stress
83/100
Structural risk
8/100
Distress activity

What is driving ZIP 32082’s distress

Foreclosure activity0
Mortgage stress27
Climate / FEMA risk89
9 further dimensions of distress are measured for this ZIP

Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 1 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.

The 32082 distress snapshot

The live 32082 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.

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Neighbouring ZIPs in St Johns County

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Further distress data across St Johns County, Florida at ZIP, county and state level.

The complete 32082 distress and acquisition report

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