ZIP 32092 Property Distress & Foreclosure Data

ZIP code 32092 in St Johns County, Florida carries a composite property-distress score of 36/100 — a moderate reading on DLRadar's deterministic public-record index. Structural risk reads 78/100 against active distress of 8/100. What sets it apart are the readings on structural risk (78/100), institutional ownership (69/100), construction/permit lag (69/100). mortgage stress (27/100) stay muted. Climate and flood risk are elevated too — FEMA disaster exposure (99/100), climate & FEMA risk (89/100), flood (NFIP) exposure (70/100).

Prices here sit in a peak phase: values rose 1.8% over the trailing year, and 17% higher over three years, at 18/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

There are about 20,220 housing units across 32092. Rent burden reaches 66% of tenant households. Home values center near $489,800, an affordability ratio of 3.8× — accessible. Educational attainment sits at 49% bachelor's-or-above. 48,288 residents call 32092 home, typically aged 41. Vacancy runs 8.9%. Median household income is $122,655, above the U.S. median near $78,000. DLRadar's demographic-stress index for the area reads 31/100. Owners hold 88% of homes, renters 12%. 6.1% of residents fall below the poverty threshold.

Overall, 32092 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.