ZIP 32043 Foreclosure, Tax-Lien & Distress Report
Clay County, Florida · Cooling Market market
Composite property distress in 32043 (Clay County, Florida) lands at 33/100 — moderate on DLRadar's distress scoring. Environmental exposure also runs high (FEMA disaster exposure (99/100), climate & FEMA risk (83/100), flood (NFIP) exposure (82/100)). Its standout signals are structural risk (72/100), institutional ownership (71/100), construction/permit lag (42/100). On the quiet end sit mortgage stress (22/100). The split runs 72/100 structural to 7/100 active on the ground.
The contraction-phase market in 32043 posted values that fell 0.8% over the year, 1.7% off the recent peak, and 13% higher over three years (phase confidence 30/100). Falling values surface more motivated sellers and below-market exits.
A median home runs $337,900 here, or 3.6 times local income. 82% of housing is owner-occupied. Population is roughly 33,592 with a median age of 41. There are about 14,087 housing units across 32043. The vacancy rate is 7.4%. Around 34% of renters are cost-burdened. 7.3% of residents fall below the poverty threshold. The demographic-stress sub-score lands at 28/100. Around 31% of adults hold a bachelor's degree or higher. Median household income is $80,698, near the U.S. median near $78,000.
Net-net, 32043 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. There is no property file for 32043 at the moment; the composite and its components are still built from verifiable records.
The number is not local guesswork: 32043's 33/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Sparse data for 32043 shows as blanks, never estimates, and the score updates on every fresh public filing.
32043's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Practically, 32043 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.
Distress signal breakdown — ZIP 32043
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
The 32043 distress snapshot
Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.
Clay County ZIPs near 32043
Nearest ZIP codes to 32043
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More distress data near 32043
Related ZIP, county and statewide reads linked to Clay County, Florida.
Open the complete 32043 acquisition file
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Lead lists for Clay County
Rules-based scoring — each signal ties to a public dataset · methodology