ZIP 32043 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 32043 (Clay County, Florida) lands at 27/100 — low on DLRadar's public-record scoring. Environmental exposure also runs high (FEMA disaster exposure (99/100), climate & FEMA risk (83/100)). Its standout signals are institutional ownership (59/100), structural risk (58/100), construction/permit lag (29/100). On the quiet end sit construction/permit lag (29/100) and mortgage stress (22/100). The split runs 58/100 structural to 7/100 active on the ground.

The contraction-phase market in 32043 posted values that fell 0.8% over the year, 1.7% off the recent peak, and 13% higher over three years (phase confidence 30/100). Falling values surface more motivated sellers and below-market exits.

A median home runs $337,900 here, or 3.6 times local income. 82% of housing is owner-occupied. Population is roughly 33,592 with a median age of 41. There are about 14,087 housing units across 32043. The vacancy rate is 7.4%. Around 34% of renters are cost-burdened. 7.3% of residents fall below the poverty threshold. The demographic-stress sub-score lands at 28/100. Around 31% of adults hold a bachelor's degree or higher. Median household income is $80,698, near the U.S. median near $78,000.

Net-net, 32043 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. DLRadar currently tracks 1 individual distressed properties in 32043, each with owner, address, APN, a per-property distress score, bank-exposure read and exit-velocity estimate.

The number is not local guesswork: 32043's 27/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Sparse data for 32043 shows as blanks, never estimates, and the score updates on every fresh public filing.

32043's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Practically, 32043 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.