ZIP 32043 Property Distress & Foreclosure Data

In Clay County, Florida, ZIP 32043 scores 33 of 100 for composite distress, a moderate level on DLRadar's public-record index. Environmental exposure also runs high (FEMA disaster exposure (99/100), climate & FEMA risk (83/100)). Its standout signals are construction/permit lag (83/100), structural risk (71/100), institutional ownership (59/100). On the quiet end sit mortgage stress (22/100). Structural exposure scores 71 and live distress 7 on the 0–100 scale.

The peak-phase market in 32043 posted values that rose 1.7% over the year, and 13% higher over three years, at 18/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The typical home is worth about $337,900 (3.6× income, relatively affordable). 82% of housing is owner-occupied. Population is roughly 33,592 with a median age of 41. There are about 14,087 housing units across 32043. Vacancy runs 7.4%. Rent burden reaches 34% of tenant households. The poverty rate is 7.3% — low. The demographic-stress sub-score lands at 28/100. Around 31% of adults hold a bachelor's degree or higher. At $80,698, median income runs near typical U.S. levels.

On balance 32043 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.