ZIP 32259 Property Distress & Foreclosure Data

ZIP code 32259 in St Johns County, Florida carries a composite property-distress score of 36/100 — a moderate reading on DLRadar's deterministic public-record index. Environmental exposure also runs high (FEMA disaster exposure (99/100), climate & FEMA risk (89/100), flood (NFIP) exposure (70/100)). The latent-versus-live split is 78/100 structural and 8/100 already moving. What sets it apart are the readings on structural risk (78/100), institutional ownership (69/100), construction/permit lag (68/100). On the quiet end sit mortgage stress (27/100).

The peak-phase market in 32259 posted values that rose 1.8% over the year, and 9% higher over three years (phase confidence 18/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The demographic-stress sub-score lands at 25/100. Around 41% of renters are cost-burdened. The poverty rate is 3.2% — low. The ZIP holds roughly 25,181 housing units. The typical home is worth about $533,400 (3.3× income, relatively affordable). Around 54% of adults hold a bachelor's degree or higher. At $144,168, median income runs above typical U.S. levels. 89% of housing is owner-occupied. Population is roughly 69,866 with a median age of 39. The vacancy rate is 5.2%.

On balance 32259 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

36/100
Composite stress
78/100
Structural risk
8/100
Distress activity

Distress signal breakdown — ZIP 32259

Foreclosure activity0
Mortgage stress27
Climate / FEMA risk89
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Nearby ZIPs in St Johns County

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Deterministic. Every signal traces to a public dataset · methodology