ZIP 32259 Foreclosure, Tax-Lien & Distress Report
St Johns County, Florida · Cooling Market market
In St Johns County, Florida, ZIP 32259 scores 38 of 100 for composite distress, a moderate level on DLRadar's public-record index. Climate and flood risk are elevated too — FEMA disaster exposure (98/100), climate & FEMA risk (89/100), flood (NFIP) exposure (70/100). Latent structural risk is 83/100 while live distress already moving reads 8/100. Its heaviest discrete signals: construction/permit lag (90/100), structural risk (83/100), institutional ownership (69/100). By contrast, mortgage stress (27/100) register low.
The market reads contraction — home values fell 0.9% year on year, 1.8% off the recent peak, and 9% higher over three years, at 32/100 phase confidence. A cooling market tends to open discount-to-value windows.
The demographic-stress sub-score lands at 25/100. Rent burden reaches 41% of tenant households. Roughly 3.2% live below the poverty line, a low share typical of higher-equity areas. There are about 25,181 housing units across 32259. Home values center near $533,400, an affordability ratio of 3.3× — accessible. Educational attainment sits at 54% bachelor's-or-above. At $144,168, median income runs above typical U.S. levels. Owners hold 89% of homes, renters 11%. 69,866 residents call 32259 home, typically aged 39. The vacancy rate is 5.2%.
Taken together, 32259 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. No parcel file is published for 32259 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.
Big metro or rural, 32259 runs through one identical public-record model, so its 38/100 sits on the same scale as every other ZIP in St Johns County, Florida and the nation. Where the public record is thin for 32259, the field stays empty rather than modeled, and fills in as new documents post.
The 38/100 figure for 32259 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For a buyer, 32259 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.
ZIP 32259 distress signals, scored
Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
The 32259 distress snapshot
The live 32259 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
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Deterministic. Every signal traces to a public dataset · methodology