ZIP 32256 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 32256 (Duval County, Florida) lands at 35/100 — moderate on DLRadar's distress scoring. Environmental exposure also runs high (FEMA disaster exposure (99/100), climate & FEMA risk (97/100), flood (NFIP) exposure (86/100)). What sets it apart are the readings on structural risk (77/100), institutional ownership (72/100), construction/permit lag (43/100). mortgage stress (27/100) stay muted. Structural exposure scores 77 and live distress 8 on the 0–100 scale.

Prices here sit in a contraction phase: values fell 0.9% over the trailing year, 1.8% off the recent peak, and 23% higher over three years (phase confidence 32/100). Falling values surface more motivated sellers and below-market exits.

55,510 residents call 32256 home, typically aged 34. A median home runs $382,500 here, or 4.9 times local income. Roughly 9.0% live below the poverty line. Median household income is $73,203, near the U.S. median near $78,000. 40% of housing is owner-occupied. On demographic stress specifically, 32256 scores 33/100. There are about 30,153 housing units across 32256. Rent burden reaches 32% of tenant households. The vacancy rate is 7.4%. Around 53% of adults hold a bachelor's degree or higher.

Net-net, 32256 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. 32256 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The 32256 read uses the identical scoring model applied coast to coast, which means its 35/100 score means exactly what it means anywhere else, and 32256 stays directly comparable to neighboring ZIPs and the rest of Duval County, Florida. The score is rebuilt from public data as it updates, so 32256 reflects the current record instead of a stale or modeled snapshot.

The 35/100 figure for 32256 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For a buyer, 32256 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.