ZIP 32207 Foreclosure, Tax-Lien & Distress Report

Scored on a fixed 0-100 scale, 32207 (Duval County, Florida) returns a moderate composite of 35/100. The latent-versus-live split is 77/100 structural and 8/100 already moving. The sharpest non-environmental signals are structural risk (77/100), institutional ownership (72/100), construction/permit lag (43/100). mortgage stress (27/100) stay muted. Climate and flood risk are elevated too — FEMA disaster exposure (99/100), climate & FEMA risk (97/100), flood (NFIP) exposure (86/100).

The contraction-phase market in 32207 posted values that fell 0.9% over the year, 1.8% off the recent peak, and 8% higher over three years (phase confidence 32/100). A cooling market tends to open discount-to-value windows.

Population is roughly 35,320 with a median age of 39. The vacancy rate is 13.4% — elevated. The ZIP holds roughly 19,402 housing units. Around 35% of renters are cost-burdened. The typical home is worth about $307,200 (4.2× income). Around 38% of adults hold a bachelor's degree or higher. Median household income is $60,875, below the U.S. median near $78,000. The poverty rate is 13.4%. The tenure split is 51% owner-occupied to 49% rented. The demographic-stress sub-score lands at 33/100.

On the whole, 32207 leans distressed, with opportunity clustered in specific stressed parcels. Parcel-level detail for 32207 is not published yet -- the ZIP-level readings above remain fully sourced.

Whether 32207 runs hot or quiet, its 35/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 32207 can be compared directly against any other ZIP in Duval County, Florida or nationwide. 32207 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

32207's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For a buyer, 32207 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.