ZIP 32209 Property Distress & Foreclosure Data

ZIP code 32209 in Duval County, Florida carries a composite property-distress score of 36/100 — a moderate reading on DLRadar's deterministic public-record index. Structural exposure scores 79 and live distress 8 on the 0–100 scale. Climate and flood risk are elevated too — FEMA disaster exposure (99/100), climate & FEMA risk (97/100), flood (NFIP) exposure (78/100). What sets it apart are the readings on structural risk (79/100), institutional ownership (71/100), construction/permit lag (58/100). mortgage stress (27/100) stay muted.

Prices here sit in a peak phase: values rose 1.8% over the trailing year, and 9% higher over three years, at 18/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Owners hold 48% of homes, renters 52%. 37.1% of residents fall below the poverty threshold. 35,490 residents call 32209 home, typically aged 37. Median household income is $29,468, below the U.S. median near $78,000. Home values center near $97,700, an affordability ratio of 3.1× — accessible. Educational attainment sits at 12% bachelor's-or-above. Vacancy runs 19.0%, above the national norm and a classic distress-and-opportunity signal. There are about 17,648 housing units across 32209. Rent burden reaches 56% of tenant households. DLRadar's demographic-stress index for the area reads 42/100.

Taken together, 32209 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.