ZIP 32206 Foreclosure, Tax-Lien & Distress Report

Duval County, Florida's ZIP 32206 registers 35/100 composite distress, which DLRadar reads as moderate. Its heaviest discrete signals: structural risk (76/100), institutional ownership (71/100), construction/permit lag (45/100). mortgage stress (27/100) stay muted. It additionally carries heavy environmental risk: FEMA disaster exposure (99/100), climate & FEMA risk (97/100), flood (NFIP) exposure (78/100). Latent structural risk is 76/100 while live distress already moving reads 8/100.

The market reads contraction — home values fell 0.9% year on year, 1.8% off the recent peak, and 1% lower over three years, at 32/100 phase confidence. A cooling market tends to open discount-to-value windows.

Households earn a median $37,585 — below the roughly $78,000 national figure. Owners hold 47% of homes, renters 53%. Roughly 34.9% live below the poverty line, elevated and often tied to deferred-maintenance inventory. A median home runs $173,400 here, or 4.1 times local income. Around 46% of renters are cost-burdened. Around 21% of adults hold a bachelor's degree or higher. The demographic-stress sub-score lands at 42/100. There are about 9,452 housing units across 32206. The vacancy rate is 24.0% — elevated. Population is roughly 16,809 with a median age of 36.

Net-net, 32206 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. DLRadar currently tracks 2 individual distressed properties in 32206, each with owner, address, APN, a per-property distress score, bank-exposure read and exit-velocity estimate.

Whether 32206 runs hot or quiet, its 35/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 32206 can be compared directly against any other ZIP in Duval County, Florida or nationwide. The score is rebuilt from public data as it updates, so 32206 reflects the current record instead of a stale or modeled snapshot.

The 35/100 figure for 32206 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For a buyer, 32206 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.