ZIP 32216 Foreclosure, Tax-Lien & Distress Report

ZIP code 32216 in Duval County, Florida carries a composite property-distress score of 35/100 — a moderate reading on DLRadar's deterministic distress index. On the structural side it scores 77/100, with 8/100 of stress already active. Climate and flood risk are elevated too — FEMA disaster exposure (99/100), climate & FEMA risk (97/100), flood (NFIP) exposure (86/100). What sets it apart are the readings on structural risk (77/100), institutional ownership (72/100), construction/permit lag (43/100). By contrast, mortgage stress (27/100) register low.

The contraction-phase market in 32216 posted values that fell 0.9% over the year, 1.8% off the recent peak, and 8% higher over three years, at 32/100 phase confidence. A cooling market tends to open discount-to-value windows.

Population is roughly 41,323 with a median age of 37. The demographic-stress sub-score lands at 35/100. The typical home is worth about $266,500 (3.9× income, relatively affordable). The tenure split is 47% owner-occupied to 53% rented. Vacancy runs 7.6%. About 32% have a four-year degree. The ZIP holds roughly 20,141 housing units. At $63,253, median income runs below typical U.S. levels. Around 47% of renters are cost-burdened. The poverty rate is 17.4% — high, a tax-stress and distress correlate.

Net-net, 32216 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Because one deterministic model scores every ZIP, 32216's 35/100 can be lined up against any neighbor in Duval County, Florida or any ZIP coast to coast. 32216 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

32216's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Practically, 32216 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.