ZIP 32220 Foreclosure, Tax-Lien & Distress Report

Duval County, Florida's ZIP 32220 registers 35/100 composite distress, which DLRadar reads as moderate. Property-level stress concentrates in structural risk (76/100), institutional ownership (71/100), construction/permit lag (45/100). On the quiet end sit mortgage stress (27/100). Structural risk reads 76/100 against active distress of 8/100. Environmental exposure also runs high (FEMA disaster exposure (99/100), climate & FEMA risk (97/100), flood (NFIP) exposure (78/100)).

The market reads contraction — home values fell 0.9% year on year, 1.8% off the recent peak, and 4% higher over three years, at 32/100 phase confidence. A cooling market tends to open discount-to-value windows.

The poverty rate is 15.2%. About 12,556 people live here, median age 44. Median household income is $80,236, near the U.S. median near $78,000. About 18% have a four-year degree. There are about 5,309 housing units across 32220. On demographic stress specifically, 32220 scores 32/100. Around 62% of renters are cost-burdened. The vacancy rate is 6.6%. The typical home is worth about $254,700 (2.9× income, relatively affordable). Owners hold 87% of homes, renters 13%.

On the whole, 32220 leans distressed, with opportunity clustered in specific stressed parcels. DLRadar currently tracks 1 individual distressed properties in 32220, each with owner, address, APN, a per-property distress score, bank-exposure read and exit-velocity estimate.

No ZIP is too small to score: 32220 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 35/100 composite is a like-for-like number rather than an isolated estimate. Every figure is auditable to a public dataset and refreshed on ingest; 32220 shows blanks, not estimates, wherever the record is sparse.

Each component behind 32220 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 35/100 roll-up. For an operator, 32220 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.