ZIP 32009 Foreclosure, Tax-Lien & Distress Report
Nassau County, Florida · Cooling Market market
In Nassau County, Florida, ZIP 32009 scores 31 of 100 for composite distress, a moderate level on DLRadar's public-record index. Environmental exposure also runs high (FEMA disaster exposure (99/100), flood (NFIP) exposure (74/100), climate & FEMA risk (63/100)). Its heaviest discrete signals: institutional ownership (70/100), structural risk (69/100), construction/permit lag (60/100). mortgage stress (27/100) stay muted. On the structural side it scores 69/100, with 8/100 of stress already active.
The contraction-phase market in 32009 posted values that fell 0.9% over the year, 1.8% off the recent peak, and 28% higher over three years (phase confidence 32/100). Falling values surface more motivated sellers and below-market exits.
About 3,444 people live here, median age 41. The typical home is worth about $277,700 (3.1× income, relatively affordable). The demographic-stress sub-score lands at 27/100. Owners hold 87% of homes, renters 13%. Around 15% of adults hold a bachelor's degree or higher. Median household income is $77,826, near the U.S. median near $78,000. The vacancy rate is 2.6%. The poverty rate is 8.7%. The ZIP holds roughly 1,541 housing units. Rent burden reaches 33% of tenant households.
Net-net, 32009 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. While 32009 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
Big metro or rural, 32009 runs through one identical public-record model, so its 31/100 sits on the same scale as every other ZIP in Nassau County, Florida and the nation. Where the public record is thin for 32009, the field stays empty rather than modeled, and fills in as new documents post.
The 31/100 figure for 32009 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. In workflow terms, 32009 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
Distress signal breakdown — ZIP 32009
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
Snapshot: 32009 by the numbers
Current distress, phase, housing and lender-pressure figures for 32009, drawn from the same report attached to each property.
Nearby ZIPs in Nassau County
Related reports across Nassau County, Florida
Further distress data across Nassau County, Florida at ZIP, county and state level.
Unlock the full ZIP 32009 acquisition report
The full 32009 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through funding and closing. Refreshed continuously.
Rules-based scoring — each signal ties to a public dataset · methodology