ZIP 32221 Property Distress & Foreclosure Data

Duval County, Florida's ZIP 32221 registers 36/100 composite distress, which DLRadar reads as moderate. Climate and flood risk are elevated too — FEMA disaster exposure (99/100), climate & FEMA risk (97/100), flood (NFIP) exposure (78/100). The most distinctive pressure shows up in structural risk (79/100), institutional ownership (71/100), construction/permit lag (58/100). mortgage stress (27/100) stay muted. Structural risk reads 79/100 against active distress of 8/100.

Prices here sit in a peak phase: values rose 1.8% over the trailing year, and 3% higher over three years, at 18/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

31,234 residents call 32221 home, typically aged 39. Median household income is $82,571, near the U.S. median near $78,000. Home values center near $279,200, an affordability ratio of 3.0× — accessible. There are about 12,230 housing units across 32221. Owners hold 76% of homes, renters 24%. Educational attainment sits at 23% bachelor's-or-above. Vacancy runs 6.4%. 8.3% of residents fall below the poverty threshold. Rent burden reaches 40% of tenant households. DLRadar's demographic-stress index for the area reads 28/100.

Overall, 32221 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.