ZIP 32221 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 32221 (Duval County, Florida) at a moderate 35/100 for overall property distress. Environmental exposure also runs high (FEMA disaster exposure (99/100), climate & FEMA risk (97/100), flood (NFIP) exposure (78/100)). The most distinctive pressure shows up in structural risk (76/100), institutional ownership (71/100), construction/permit lag (45/100). On the quiet end sit mortgage stress (27/100). The split runs 76/100 structural to 8/100 active on the ground.

The market reads contraction — home values fell 0.9% year on year, 1.8% off the recent peak, and 3% higher over three years (phase confidence 32/100). Falling values surface more motivated sellers and below-market exits.

31,234 residents call 32221 home, typically aged 39. Households earn a median $82,571 — near the roughly $78,000 national figure. Home values center near $279,200, an affordability ratio of 3.0× — accessible. The ZIP holds roughly 12,230 housing units. Owners hold 76% of homes, renters 24%. Educational attainment sits at 23% bachelor's-or-above. Vacancy runs 6.4%. The poverty rate is 8.3%. Around 40% of renters are cost-burdened. On demographic stress specifically, 32221 scores 28/100.

Net-net, 32221 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Parcel-level detail for 32221 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Big metro or rural, 32221 runs through one identical public-record model, so its 35/100 sits on the same scale as every other ZIP in Duval County, Florida and the nation. 32221 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

32221's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. In workflow terms, 32221 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.