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ZIP 32205 Foreclosure, Tax-Lien & Distress Report

Duval County, Florida · Cooling Market market

DLRadar grades ZIP 32205 (Duval County, Florida) at a moderate 35/100 for overall property distress. Structural risk reads 76/100 against active distress of 8/100. Property-level stress concentrates in structural risk (76/100), institutional ownership (71/100), construction/permit lag (45/100). On the quiet end sit mortgage stress (27/100). It additionally carries heavy environmental risk: FEMA disaster exposure (99/100), climate & FEMA risk (97/100), flood (NFIP) exposure (78/100).

The contraction-phase market in 32205 posted values that fell 0.9% over the year, 1.8% off the recent peak, and 6% higher over three years (phase confidence 32/100). A cooling market tends to open discount-to-value windows.

About 30,162 people live here, median age 37. Owners hold 56% of homes, renters 44%. Vacancy runs 11.2%. On demographic stress specifically, 32205 scores 34/100. A median home runs $291,900 here, or 4.3 times local income. About 36% have a four-year degree. Roughly 16.1% live below the poverty line. Median household income is $60,609, below the U.S. median near $78,000. There are about 16,074 housing units across 32205. Rent burden reaches 37% of tenant households.

Net-net, 32205 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. DLRadar currently tracks 3 individual distressed properties in 32205, each with owner, address, APN, a per-property distress score, bank-exposure read and exit-velocity estimate.

Because one deterministic model scores every ZIP, 32205's 35/100 can be lined up against any neighbor in Duval County, Florida or any ZIP coast to coast. Nothing here is interpolated — where a source is thin for 32205, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 35/100 for 32205 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. The point of the 32205 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.

35/100
Composite stress
76/100
Structural risk
8/100
Distress activity

Distress signal breakdown — ZIP 32205

Foreclosure activity0
Mortgage stress27
Climate / FEMA risk97
9 further distress layers are graded for 32205

Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 3 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.

The 32205 distress snapshot

Real-time distress, cycle phase, housing and bank-stress readings for 32205, the same set carried on every parcel.

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