ZIP 32228 Foreclosure, Tax-Lien & Distress Report
Duval County, Florida · Cooling Market market
ZIP code 32228 in Duval County, Florida carries a composite property-distress score of 35/100 — a moderate reading on DLRadar's deterministic public-record index. It additionally carries heavy environmental risk: FEMA disaster exposure (99/100), climate & FEMA risk (97/100), flood (NFIP) exposure (78/100). Latent structural risk is 76/100 while live distress already moving reads 0/100. What sets it apart are the readings on structural risk (76/100), institutional ownership (71/100), construction/permit lag (45/100).
The market reads contraction — home values fell 0.9% year on year, 1.8% off the recent peak (phase confidence 32/100). Softening prices widen the spread between distressed and market value — what acquisition buyers watch for.
About 203 people live here, median age 23. On demographic stress specifically, 32228 scores 80/100. Around 21% of adults hold a bachelor's degree or higher.
On the whole, 32228 leans distressed, with opportunity clustered in specific stressed parcels. While 32228 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
No ZIP is too small to score: 32228 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 35/100 composite is a like-for-like number rather than an isolated estimate. Every figure is auditable to a public dataset and refreshed on ingest; 32228 shows blanks, not estimates, wherever the record is sparse.
Each component behind 32228 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 35/100 roll-up. For a buyer, 32228 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.
Distress signal breakdown — ZIP 32228
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
Snapshot: 32228 by the numbers
32228 live: composite distress, market phase, housing detail and lender pressure, identical to the per-property report.
Other Duval County ZIP codes
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See every distressed parcel in 32228
The full 32228 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through funding and closing. Refreshed continuously.
Rules-based scoring — each signal ties to a public dataset · methodology