ZIP 32246 Property Distress & Foreclosure Data

In Duval County, Florida, ZIP 32246 scores 36 of 100 for composite distress, a moderate level on DLRadar's public-record index. Its standout signals are structural risk (79/100), institutional ownership (71/100), construction/permit lag (58/100). By contrast, mortgage stress (27/100) register low. On the structural side it scores 79/100, with 8/100 of stress already active. It additionally carries heavy environmental risk: FEMA disaster exposure (99/100), climate & FEMA risk (97/100), flood (NFIP) exposure (78/100).

The market reads peak — home values rose 1.8% year on year, and 22% higher over three years (phase confidence 18/100). Topping markets hide individual distress behind strong averages.

On demographic stress specifically, 32246 scores 30/100. About 60,443 people live here, median age 35. The vacancy rate is 8.4%. Around 36% of renters are cost-burdened. Roughly 12.4% live below the poverty line. The ZIP holds roughly 26,747 housing units. Households earn a median $78,506 — near the roughly $78,000 national figure. A median home runs $312,900 here, or 3.6 times local income. About 39% have a four-year degree. The tenure split is 57% owner-occupied to 43% rented.

Net-net, 32246 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.