ZIP 32097 Foreclosure, Tax-Lien & Distress Report
Nassau County, Florida · Cooling Market market
In Nassau County, Florida, ZIP 32097 scores 33 of 100 for composite distress, a moderate level on DLRadar's distress index. The most distinctive pressure shows up in institutional ownership (74/100), structural risk (73/100), construction/permit lag (61/100). On the quiet end sit mortgage stress (27/100). Environmental exposure also runs high (FEMA disaster exposure (99/100), flood (NFIP) exposure (92/100), climate & FEMA risk (63/100)). Latent structural risk is 73/100 while live distress already moving reads 8/100.
The contraction-phase market in 32097 posted values that fell 0.9% over the year, 1.8% off the recent peak, and 17% higher over three years, at 32/100 phase confidence. Softening prices widen the spread between distressed and market value — what acquisition buyers watch for.
The demographic-stress sub-score lands at 27/100. Roughly 9.5% live below the poverty line. Around 25% of adults hold a bachelor's degree or higher. About 24,880 people live here, median age 39. Around 30% of renters are cost-burdened. A median home runs $334,300 here, or 3.3 times local income. At $89,270, median income runs above typical U.S. levels. Owners hold 79% of homes, renters 21%. There are about 10,458 housing units across 32097. Vacancy runs 6.6%.
Net-net, 32097 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Parcel-level detail for 32097 is not published yet -- the ZIP-level readings above remain fully sourced.
No ZIP is too small to score: 32097 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 33/100 composite is a like-for-like number rather than an isolated estimate. The score is rebuilt from public data as it updates, so 32097 reflects the current record instead of a stale or modeled snapshot.
The 33/100 figure for 32097 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Practically, 32097 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.
Distress signal breakdown — ZIP 32097
Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
ZIP 32097 Stress Report snapshot
Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.
More ZIPs across Nassau County
Nearest ZIP codes to 32097
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Explore related distress reports
More ZIP, county and state distress intelligence connected to Nassau County, Florida.
The complete 32097 distress and acquisition report
See who owns each distressed property in 32097, where it is, its APN and score, the bank behind it and how fast it should exit — then open its owner and lender records in one click. Continuously refreshed, nationwide.
Lead lists for Nassau County
Each signal above is traceable to an open dataset · methodology