ZIP 32046 Foreclosure, Tax-Lien & Distress Report
Nassau County, Florida · Cooling Market market
Nassau County, Florida's ZIP 32046 registers 31/100 composite distress, which DLRadar reads as moderate. Property-level stress concentrates in institutional ownership (70/100), structural risk (69/100), construction/permit lag (60/100). mortgage stress (27/100) stay muted. Latent structural risk is 69/100 while live distress already moving reads 8/100. It additionally carries heavy environmental risk: FEMA disaster exposure (99/100), flood (NFIP) exposure (74/100), climate & FEMA risk (63/100).
The market reads contraction — home values fell 0.9% year on year, 1.8% off the recent peak, and 19% higher over three years, at 32/100 phase confidence. Softening prices widen the spread between distressed and market value — what acquisition buyers watch for.
There are about 4,007 housing units across 32046. Roughly 14.7% live below the poverty line. A median home runs $234,800 here, or 3.0 times local income. Vacancy runs 7.5%. About 13% have a four-year degree. On demographic stress specifically, 32046 scores 29/100. Around 29% of renters are cost-burdened. About 11,259 people live here, median age 37. Median household income is $71,750, near the U.S. median near $78,000. Owners hold 77% of homes, renters 23%.
Taken together, 32046 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
No ZIP is too small to score: 32046 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 31/100 composite is a like-for-like number rather than an isolated estimate. 32046 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
32046's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For an operator, 32046 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
What is driving ZIP 32046’s distress
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
Snapshot: 32046 by the numbers
Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.
Neighbouring ZIPs in Nassau County
Explore related distress reports
Keep going: ZIP, county and state distress coverage for Nassau County, Florida.
Get the full acquisition report for 32046
See who owns each distressed property in 32046, where it is, its APN and score, the bank behind it and how fast it should exit — then fund and close it in one click. Continuously refreshed, nationwide.
Built from public records, scored the same way everywhere · methodology