ZIP 32046 Property Distress & Foreclosure Data

Nassau County, Florida's ZIP 32046 registers 30/100 composite distress, which DLRadar reads as moderate. The most distinctive pressure shows up in institutional ownership (70/100), structural risk (67/100), construction/permit lag (53/100). On the quiet end sit mortgage stress (27/100). The latent-versus-live split is 67/100 structural and 8/100 already moving. Environmental exposure also runs high (FEMA disaster exposure (99/100), flood (NFIP) exposure (74/100), climate & FEMA risk (63/100)).

The peak-phase market in 32046 posted values that rose 1.8% over the year, and 19% higher over three years (phase confidence 18/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The ZIP holds roughly 4,007 housing units. The poverty rate is 14.7%. The typical home is worth about $234,800 (3.0× income, relatively affordable). The vacancy rate is 7.5%. Around 13% of adults hold a bachelor's degree or higher. The demographic-stress sub-score lands at 29/100. Around 29% of renters are cost-burdened. Population is roughly 11,259 with a median age of 37. At $71,750, median income runs near typical U.S. levels. 77% of housing is owner-occupied.

On balance 32046 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.