Nassau County, FL Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Nassau County, Florida? DLRadar grades every Nassau County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 31/100. Here is the 2026 Nassau County breakdown.
- Nassau County's most distressed ZIP is 32009 at 31/100.
- 6 ZIP codes tracked in Nassau County, averaging 31/100 distress.
- Nassau County reads contraction — home values down 0.9% year over year, 1.8% off peak.
- Vacancy runs 7.9% across Nassau County's tracked ZIPs, with a 9.1% poverty rate.
- The typical Nassau County home is worth about $319,517 against a ~$87,645 median income.
- Lending headwind in Nassau County sits at 50/100 — a forward read on distressed supply.
Numbers from the DLRadar public-record distress index, refreshed each month. Quote them freely with credit to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 32009 | 31/100 |
| 2 | 32011 | 31/100 |
| 3 | 32034 | 31/100 |
| 4 | 32046 | 31/100 |
| 5 | 32097 | 31/100 |
| 6 | 32234 | 30/100 |
Most distressed ZIP codes in Nassau County (composite distress 0-100, 2026)
What is driving Nassau County distress
Nothing here is estimated: Nassau County is scored from filings alone, and its ZIPs average 31/100 composite distress. The inputs are FHFA house prices, CFPB delinquency, county recorder foreclosure and lien records, FEMA and NFIP claims, and Census ACS.
Nassau County market phase and pricing
Nassau County currently sits in contraction after a 0.9% decline in the past twelve months, 1.8% off the high. Slower absorption is the mechanism that converts price weakness into motivated supply.
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Questions and answers
Which part of Nassau County, FL scores highest for distress?
ZIP 32009 leads Nassau County at 31/100, recomputed monthly from public records.
What stage of the price cycle is Nassau County at?
Phase for Nassau County: contraction, tracking a 0.9% decline year over year, read off the FHFA index.
Which datasets feed the Nassau County scores?
Public records only: FHFA for prices, CFPB for mortgage performance, the county recorder for filings, FEMA/NFIP for flood, Census ACS for demographics. The 6 Nassau County ZIP codes are scored exactly as every other county is, which is what makes cross-market comparison valid.
How much do distress scores vary between Nassau County ZIP codes?
The county figure is a blend, not a description. Across the Nassau County ZIPs DLRadar ranks, scores run from 31/100 in 32009 down to 30/100 in 32234, against a Nassau County average of 31/100. With 1 points between best and worst, county-level targeting in Nassau County wastes effort.
What do Nassau County home values and vacancy say about distressed supply?
The typical Nassau County home carries about $319,517 of value against a median household income near $87,645. Vacancy across Nassau County's tracked ZIPs runs 7.9% and the poverty rate is 9.1%. Stretched affordability and standing vacancy are what turn a missed payment into a listing, which is why DLRadar reads them alongside Nassau County's foreclosure and tax-lien filings and its 50/100 lending headwind.
Related
Distress scoring is deterministic and public-record based. It is research material, not investment, legal or financial advice. Updated monthly.