ZIP 32073 Property Distress & Foreclosure Data

Clay County, Florida's ZIP 32073 registers 33/100 composite distress, which DLRadar reads as moderate. The most distinctive pressure shows up in construction/permit lag (83/100), structural risk (71/100), institutional ownership (59/100). On the quiet end sit mortgage stress (22/100). On the structural side it scores 71/100, with 7/100 of stress already active. Environmental exposure also runs high (FEMA disaster exposure (99/100), climate & FEMA risk (83/100)).

The peak-phase market in 32073 posted values that rose 1.8% over the year, and 4% higher over three years (phase confidence 18/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

At $76,139, median income runs near typical U.S. levels. The poverty rate is 9.5%. The ZIP holds roughly 17,565 housing units. Around 27% of adults hold a bachelor's degree or higher. Around 41% of renters are cost-burdened. Population is roughly 42,825 with a median age of 42. The demographic-stress sub-score lands at 31/100. The typical home is worth about $287,600 (3.4× income, relatively affordable). 62% of housing is owner-occupied. The vacancy rate is 4.8%.

On balance 32073 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.