ZIP 32079 Foreclosure, Tax-Lien & Distress Report
Clay County, Florida · High Vacancy market
Clay County, Florida's ZIP 32079 registers 33/100 composite distress, which DLRadar reads as moderate. It additionally carries heavy environmental risk: FEMA disaster exposure (99/100), climate & FEMA risk (83/100), flood (NFIP) exposure (82/100). Latent structural risk is 72/100 while live distress already moving reads 0/100. Property-level stress concentrates in structural risk (72/100), institutional ownership (71/100), construction/permit lag (42/100).
The market reads contraction — home values fell 0.9% year on year, 1.8% off the recent peak (phase confidence 32/100). Falling values surface more motivated sellers and below-market exits.
On demographic stress specifically, 32079 scores 61/100. Roughly 15.0% live below the poverty line. Around 48% of adults hold a bachelor's degree or higher. The ZIP holds roughly 215 housing units. About 376 people live here, median age 82. Median household income is $41,705, below the U.S. median near $78,000. Owners hold 0% of homes, renters 100%. The vacancy rate is 19.6% — elevated. Rent burden reaches 75% of tenant households.
Net-net, 32079 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. 32079 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.
Whether 32079 runs hot or quiet, its 33/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 32079 can be compared directly against any other ZIP in Clay County, Florida or nationwide. Sparse data for 32079 shows as blanks, never estimates, and the score updates on every fresh public filing.
The 33/100 for 32079 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. The point of the 32079 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
Signal-by-signal read on 32079
Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
Snapshot: 32079 by the numbers
Real-time distress, cycle phase, housing and bank-stress readings for 32079, the same set carried on every parcel.
Adjacent Clay County ZIP reports
Nearest ZIP codes to 32079
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Explore related distress reports
More ZIP, county and state distress intelligence connected to Clay County, Florida.
See every distressed parcel in 32079
Every distressed parcel in 32079 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to owner and lender records, refreshed continuously nationwide.
Lead lists for Clay County
No modelling: every input is a public record · methodology