ZIP 32068 Property Distress & Foreclosure Data

Composite property distress in 32068 (Clay County, Florida) lands at 33/100 — moderate on DLRadar's public-record scoring. The sharpest non-environmental signals are construction/permit lag (83/100), structural risk (71/100), institutional ownership (59/100). mortgage stress (22/100) stay muted. The latent-versus-live split is 71/100 structural and 7/100 already moving. Climate and flood risk are elevated too — FEMA disaster exposure (99/100), climate & FEMA risk (83/100).

Prices here sit in a peak phase: values rose 1.8% over the trailing year, and 12% higher over three years (phase confidence 18/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Median household income is $82,410, near the U.S. median near $78,000. Owners hold 79% of homes, renters 21%. 10.9% of residents fall below the poverty threshold. DLRadar's demographic-stress index for the area reads 30/100. Home values center near $289,500, an affordability ratio of 3.2× — accessible. Educational attainment sits at 22% bachelor's-or-above. Around 43% of renters are cost-burdened. The ZIP holds roughly 21,932 housing units. 58,196 residents call 32068 home, typically aged 38. The vacancy rate is 5.1%.

Overall, 32068 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.