ZIP 32131 Foreclosure, Tax-Lien & Distress Report
Putnam County, Florida · High Vacancy market
DLRadar grades ZIP 32131 (Putnam County, Florida) at a moderate 35/100 for overall property distress. The latent-versus-live split is 77/100 structural and 8/100 already moving. The most distinctive pressure shows up in construction/permit lag (80/100), structural risk (77/100), institutional ownership (68/100). By contrast, mortgage stress (27/100) register low. Environmental exposure also runs high (FEMA disaster exposure (99/100), climate & FEMA risk (77/100), flood (NFIP) exposure (67/100)).
The peak-phase market in 32131 posted values that rose 0.5% over the year, and 10% higher over three years, at 7/100 phase confidence. Topping markets hide individual distress behind strong averages.
The vacancy rate is 17.1% — elevated. The demographic-stress sub-score lands at 31/100. A median home runs $233,100 here, or 3.3 times local income. The tenure split is 78% owner-occupied to 22% rented. Educational attainment sits at 17% bachelor's-or-above. The poverty rate is 14.6%. 4,596 residents call 32131 home, typically aged 46. There are about 2,210 housing units across 32131. Median household income is $66,580, below the U.S. median near $78,000. Rent burden reaches 38% of tenant households.
On the whole, 32131 leans distressed, with opportunity clustered in specific stressed parcels. Inside the full report, DLRadar lists 1 distressed properties for 32131 — owner, address, APN, per-parcel score, bank exposure and exit read.
Because one deterministic model scores every ZIP, 32131's 35/100 can be lined up against any neighbor in Putnam County, Florida or any ZIP coast to coast. Nothing here is interpolated — where a source is thin for 32131, DLRadar leaves it blank rather than guessing, and re-scores as new records post.
Each component behind 32131 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 35/100 roll-up. Treat 32131 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
What is driving ZIP 32131’s distress
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 1 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
ZIP 32131 Stress Report snapshot
A live read on 32131: distress, market phase, housing and bank pressure — identical to the report behind every parcel.
Adjacent Putnam County ZIP reports
Explore related distress reports
Further distress data across Putnam County, Florida at ZIP, county and state level.
Unlock parcel-level detail for ZIP 32131
Open 32131 parcel by parcel: owner, address, APN, individual distress score, lender exposure, exit-velocity estimate, and funding and closing in a single click. Updated continuously across the country.
Built from public records, scored the same way everywhere · methodology