ZIP 32131 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 32131 (Putnam County, Florida) at a moderate 36/100 for overall property distress. The latent-versus-live split is 80/100 structural and 8/100 already moving. The most distinctive pressure shows up in structural risk (80/100), construction/permit lag (78/100), institutional ownership (72/100). By contrast, mortgage stress (27/100) register low. Environmental exposure also runs high (FEMA disaster exposure (99/100), flood (NFIP) exposure (85/100), climate & FEMA risk (77/100)).

The peak-phase market in 32131 posted values that rose 0.5% over the year, and 10% higher over three years, at 7/100 phase confidence. Topping markets hide individual distress behind strong averages.

The vacancy rate is 17.1% — elevated. The demographic-stress sub-score lands at 31/100. A median home runs $233,100 here, or 3.3 times local income. The tenure split is 78% owner-occupied to 22% rented. Educational attainment sits at 17% bachelor's-or-above. The poverty rate is 14.6%. 4,596 residents call 32131 home, typically aged 46. There are about 2,210 housing units across 32131. Median household income is $66,580, below the U.S. median near $78,000. Rent burden reaches 38% of tenant households.

On the whole, 32131 leans distressed, with opportunity clustered in specific stressed parcels. While 32131 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Because one deterministic model scores every ZIP, 32131's 36/100 can be lined up against any neighbor in Putnam County, Florida or any ZIP coast to coast. Nothing here is interpolated — where a source is thin for 32131, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Each component behind 32131 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 36/100 roll-up. Treat 32131 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.