ZIP 32131 Property Distress & Foreclosure Data

Putnam County, Florida's ZIP 32131 registers 33/100 composite distress, which DLRadar reads as moderate. Structural exposure scores 73 and live distress 8 on the 0–100 scale. The most distinctive pressure shows up in structural risk (73/100), institutional ownership (69/100), construction/permit lag (63/100). mortgage stress (27/100) stay muted. Climate and flood risk are elevated too — FEMA disaster exposure (99/100), climate & FEMA risk (77/100), flood (NFIP) exposure (68/100).

Prices here sit in a peak phase: values held roughly flat over the trailing year, and 10% higher over three years, at 19/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Vacancy runs 17.1%, above the national norm and a classic distress-and-opportunity signal. DLRadar's demographic-stress index for the area reads 31/100. Home values center near $233,100, an affordability ratio of 3.3× — accessible. Owners hold 78% of homes, renters 22%. Educational attainment sits at 17% bachelor's-or-above. 14.6% of residents fall below the poverty threshold. 4,596 residents call 32131 home, typically aged 46. There are about 2,210 housing units across 32131. Median household income is $66,580, below the U.S. median near $78,000. Rent burden reaches 38% of tenant households.

Taken together, 32131 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.