ZIP 32187 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 32187 (Putnam County, Florida) returns a low composite of 27/100. It additionally carries heavy environmental risk: FEMA disaster exposure (99/100), climate & FEMA risk (76/100), flood (NFIP) exposure (67/100). Structural exposure scores 58 and live distress 8 on the 0–100 scale. What sets it apart are the readings on institutional ownership (68/100), structural risk (58/100), mortgage stress (27/100). On the quiet end sit mortgage stress (27/100) and construction/permit lag (9/100).

The market reads peak — home values rose 0.6% year on year, at 6/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Households earn a median $50,116 — below the roughly $78,000 national figure. The tenure split is 86% owner-occupied to 14% rented. Educational attainment sits at 20% bachelor's-or-above. Around 52% of renters are cost-burdened. On demographic stress specifically, 32187 scores 28/100. A median home runs $170,800 here, or 2.5 times local income. There are about 667 housing units across 32187. Vacancy runs 0.0%. The poverty rate is 16.3% — high, a tax-stress and distress correlate. About 1,117 people live here, median age 60.

Net-net, 32187 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. While 32187 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The number is not local guesswork: 32187's 27/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Every figure is auditable to a public dataset and refreshed on ingest; 32187 shows blanks, not estimates, wherever the record is sparse.

The 27/100 figure for 32187 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For a buyer, 32187 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.