ZIP 32187 Property Distress & Foreclosure Data

ZIP code 32187 in Putnam County, Florida carries a composite property-distress score of 31/100 — a moderate reading on DLRadar's deterministic public-record index. Environmental exposure also runs high (FEMA disaster exposure (99/100), climate & FEMA risk (76/100), flood (NFIP) exposure (68/100)). On the structural side it scores 67/100, with 8/100 of stress already active. What sets it apart are the readings on institutional ownership (69/100), structural risk (67/100), construction/permit lag (40/100). On the quiet end sit mortgage stress (27/100).

The peak-phase market in 32187 posted values that held roughly flat over the year (phase confidence 19/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

At $50,116, median income runs below typical U.S. levels. 86% of housing is owner-occupied. Around 20% of adults hold a bachelor's degree or higher. Around 52% of renters are cost-burdened. The demographic-stress sub-score lands at 28/100. The typical home is worth about $170,800 (2.5× income, relatively affordable). The ZIP holds roughly 667 housing units. The vacancy rate is 0.0%. The poverty rate is 16.3% — high, a tax-stress and distress correlate. Population is roughly 1,117 with a median age of 60.

On balance 32187 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

31/100
Composite stress
67/100
Structural risk
8/100
Distress activity

Distress signal breakdown — ZIP 32187

Foreclosure activity0
Mortgage stress27
Climate / FEMA risk76
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Nearby ZIPs in Putnam County

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