ZIP 32137 Foreclosure, Tax-Lien & Distress Report

ZIP code 32137 in Flagler County, Florida carries a composite property-distress score of 33/100 — a moderate reading on DLRadar's deterministic public-record index. Structural risk reads 73/100 against active distress of 8/100. Climate and flood risk are elevated too — FEMA disaster exposure (99/100), climate & FEMA risk (82/100), flood (NFIP) exposure (80/100). What sets it apart are the readings on structural risk (73/100), institutional ownership (71/100), construction/permit lag (50/100). mortgage stress (28/100) stay muted.

Prices here sit in a contraction phase: values fell 1.5% over the trailing year, 1.5% off the recent peak, and 2% higher over three years, at 33/100 phase confidence. Falling values surface more motivated sellers and below-market exits.

47,003 residents call 32137 home, typically aged 57. Owners hold 87% of homes, renters 13%. Home values center near $402,600, an affordability ratio of 4.6×. Rent burden reaches 57% of tenant households. Vacancy runs 17.6%, above the national norm and a classic distress-and-opportunity signal. There are about 25,298 housing units across 32137. Median household income is $78,731, near the U.S. median near $78,000. Educational attainment sits at 37% bachelor's-or-above. DLRadar's demographic-stress index for the area reads 34/100. 9.4% of residents fall below the poverty threshold.

Taken together, 32137 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Inside the full report, DLRadar lists 64 distressed properties for 32137 — owner, address, APN, per-parcel score, bank exposure and exit read.