ZIP 32164 Property Distress & Foreclosure Data

ZIP code 32164 in Flagler County, Florida carries a composite property-distress score of 33/100 — a moderate reading on DLRadar's deterministic public-record index. Structural exposure scores 73 and live distress 8 on the 0–100 scale. What sets it apart are the readings on structural risk (73/100), institutional ownership (71/100), construction/permit lag (50/100). mortgage stress (28/100) stay muted. Climate and flood risk are elevated too — FEMA disaster exposure (99/100), climate & FEMA risk (82/100), flood (NFIP) exposure (80/100).

Prices here sit in a contraction phase: values fell 1.5% over the trailing year, 1.5% off the recent peak, and 0% lower over three years, at 33/100 phase confidence. Falling values surface more motivated sellers and below-market exits.

There are about 24,135 housing units across 32164. Rent burden reaches 48% of tenant households. 53,963 residents call 32164 home, typically aged 47. Owners hold 76% of homes, renters 24%. Educational attainment sits at 26% bachelor's-or-above. 8.8% of residents fall below the poverty threshold. Home values center near $339,000, an affordability ratio of 4.3×. Median household income is $71,738, near the U.S. median near $78,000. Vacancy runs 7.6%. DLRadar's demographic-stress index for the area reads 33/100.

Taken together, 32164 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Inside the full report, DLRadar lists 27 distressed properties for 32164 — owner, address, APN, per-parcel score, bank exposure and exit read.