ZIP 32164 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 32164 (Flagler County, Florida) returns a moderate composite of 33/100. Structural risk reads 72/100 against active distress of 8/100. What sets it apart are the readings on structural risk (72/100), institutional ownership (71/100), construction/permit lag (44/100). On the quiet end sit mortgage stress (28/100). It additionally carries heavy environmental risk: FEMA disaster exposure (98/100), climate & FEMA risk (82/100), flood (NFIP) exposure (80/100).

The contraction-phase market in 32164 posted values that held roughly flat over the year, and 0% lower over three years, at 9/100 phase confidence. A cooling market tends to open discount-to-value windows.

The ZIP holds roughly 24,135 housing units. Rent burden reaches 48% of tenant households. 53,963 residents call 32164 home, typically aged 47. Owners hold 76% of homes, renters 24%. About 26% have a four-year degree. 8.8% of residents fall below the poverty threshold. The typical home is worth about $339,000 (4.3× income). At $71,738, median income runs near typical U.S. levels. The vacancy rate is 7.6%. On demographic stress specifically, 32164 scores 33/100.

Taken together, 32164 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. DLRadar currently tracks 27 individual distressed properties in 32164, each with owner, address, APN, a per-property distress score, bank-exposure read and exit-velocity estimate.

The 32164 read uses the identical public-record model applied coast to coast, which means its 33/100 score means exactly what it means anywhere else, and 32164 stays directly comparable to neighboring ZIPs and the rest of Flagler County, Florida. The score is rebuilt from public data as it updates, so 32164 reflects the current record instead of a stale or modeled snapshot.

32164's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Practically, 32164 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.