ZIP 32190 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 32190 (Volusia County, Florida) lands at 39/100 — moderate on DLRadar's distress scoring. Environmental exposure also runs high (flood (NFIP) exposure (98/100), FEMA disaster exposure (98/100), climate & FEMA risk (96/100)). On the structural side it scores 88/100, with 9/100 of stress already active. The sharpest non-environmental signals are structural risk (88/100), construction/permit lag (78/100), institutional ownership (74/100). On the quiet end sit mortgage stress (29/100).

The contraction-phase market in 32190 posted values that held roughly flat over the year (phase confidence 9/100). Falling values surface more motivated sellers and below-market exits.

Roughly 2.7% live below the poverty line, a low share typical of higher-equity areas. Around 0% of renters are cost-burdened. Households earn a median $73,433 — near the roughly $78,000 national figure. There are about 524 housing units across 32190. Owners hold 92% of homes, renters 8%. Population is roughly 1,657 with a median age of 43. Educational attainment sits at 23% bachelor's-or-above. On demographic stress specifically, 32190 scores 43/100. The typical home is worth about $229,300. The vacancy rate is 20.1% — elevated.

On the whole, 32190 leans distressed, with opportunity clustered in specific stressed parcels. No parcel file is published for 32190 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

No ZIP is too small to score: 32190 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 39/100 composite is a like-for-like number rather than an isolated estimate. Every figure is auditable to a public dataset and refreshed as records update; 32190 shows blanks, not estimates, wherever the record is sparse.

The 39/100 figure for 32190 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. In workflow terms, 32190 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.