ZIP 32738 Property Distress & Foreclosure Data

DLRadar grades ZIP 32738 (Volusia County, Florida) at a moderate 38/100 for overall property distress. Property-level stress concentrates in structural risk (84/100), institutional ownership (74/100), construction/permit lag (65/100). By contrast, mortgage stress (29/100) register low. On the structural side it scores 84/100, with 9/100 of stress already active. It additionally carries heavy environmental risk: FEMA disaster exposure (99/100), climate & FEMA risk (96/100), flood (NFIP) exposure (94/100).

The market reads contraction — home values fell 1.5% year on year, 1.5% off the recent peak, and 8% higher over three years (phase confidence 33/100). A cooling market tends to open discount-to-value windows.

Households earn a median $76,394 — near the roughly $78,000 national figure. Roughly 9.9% live below the poverty line. On demographic stress specifically, 32738 scores 29/100. The ZIP holds roughly 17,288 housing units. The vacancy rate is 4.4%. About 18% have a four-year degree. The tenure split is 82% owner-occupied to 18% rented. A median home runs $286,300 here, or 3.4 times local income. Around 37% of renters are cost-burdened. About 48,458 people live here, median age 37.

Net-net, 32738 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.