ZIP 32738 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 32738 in Volusia County, Florida comes in at 39, a moderate composite-distress reading. The sharpest non-environmental signals are structural risk (87/100), construction/permit lag (81/100), institutional ownership (73/100). On the quiet end sit mortgage stress (29/100). Structural risk reads 87/100 against active distress of 9/100. Climate and flood risk are elevated too — FEMA disaster exposure (98/100), climate & FEMA risk (96/100), flood (NFIP) exposure (93/100).

The contraction-phase market in 32738 posted values that held roughly flat over the year, and 8% higher over three years, at 9/100 phase confidence. Softening prices widen the spread between distressed and market value — what acquisition buyers watch for.

Median household income is $76,394, near the U.S. median near $78,000. Roughly 9.9% live below the poverty line. On demographic stress specifically, 32738 scores 29/100. There are about 17,288 housing units across 32738. The vacancy rate is 4.4%. Around 18% of adults hold a bachelor's degree or higher. The tenure split is 82% owner-occupied to 18% rented. The typical home is worth about $286,300 (3.4× income, relatively affordable). Around 37% of renters are cost-burdened. Population is roughly 48,458 with a median age of 37.

Taken together, 32738 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Parcel-level detail for 32738 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Big metro or rural, 32738 runs through one identical public-record model, so its 39/100 sits on the same scale as every other ZIP in Volusia County, Florida and the nation. The score is rebuilt from public data as it updates, so 32738 reflects the current record instead of a stale or modeled snapshot.

Each component behind 32738 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 39/100 roll-up. In workflow terms, 32738 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.