ZIP 32744 Foreclosure, Tax-Lien & Distress Report

ZIP code 32744 in Volusia County, Florida carries a composite property-distress score of 39/100 — a moderate reading on DLRadar's deterministic distress index. Climate and flood risk are elevated too — flood (NFIP) exposure (98/100), FEMA disaster exposure (97/100), climate & FEMA risk (96/100). The sharpest non-environmental signals are structural risk (88/100), construction/permit lag (78/100), institutional ownership (74/100). mortgage stress (29/100) stay muted. On the structural side it scores 88/100, with 9/100 of stress already active.

Prices here sit in a contraction phase: values held roughly flat over the trailing year, and 0% higher over three years, at 9/100 phase confidence. A cooling market tends to open discount-to-value windows.

85% of housing is owner-occupied. The vacancy rate is 9.2%. There are about 1,361 housing units across 32744. Around 25% of adults hold a bachelor's degree or higher. About 3,716 people live here, median age 44. DLRadar's demographic-stress index for the area reads 28/100. Home values center near $453,700, an affordability ratio of 3.9× — accessible. Median household income is $95,096, above the U.S. median near $78,000. 9.9% of residents fall below the poverty threshold. Rent burden reaches 22% of tenant households.

On the whole, 32744 leans distressed, with opportunity clustered in specific stressed parcels. No parcel file is published for 32744 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

No ZIP is too small to score: 32744 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 39/100 composite is a like-for-like number rather than an isolated estimate. Sparse data for 32744 shows as blanks, never estimates, and the score updates on every fresh public filing.

32744's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For a buyer, 32744 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.