ZIP 32127 Foreclosure, Tax-Lien & Distress Report

Scored on a fixed 0-100 scale, 32127 (Volusia County, Florida) returns a moderate composite of 39/100. It additionally carries heavy environmental risk: flood (NFIP) exposure (98/100), FEMA disaster exposure (98/100), climate & FEMA risk (96/100). On the structural side it scores 88/100, with 9/100 of stress already active. The pressure is most legible in structural risk (88/100), construction/permit lag (78/100), institutional ownership (74/100). On the quiet end sit mortgage stress (29/100).

The market reads contraction — home values held roughly flat year on year, and 7% higher over three years, at 9/100 phase confidence. Falling values surface more motivated sellers and below-market exits.

Median household income is $65,260, below the U.S. median near $78,000. A median home runs $340,900 here, or 4.6 times local income. 10.9% of residents fall below the poverty threshold. Educational attainment sits at 30% bachelor's-or-above. Rent burden reaches 54% of tenant households. The vacancy rate is 18.3% — elevated. 28,430 residents call 32127 home, typically aged 54. The ZIP holds roughly 16,203 housing units. DLRadar's demographic-stress index for the area reads 35/100. Owners hold 78% of homes, renters 22%.

Net-net, 32127 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The number is not local guesswork: 32127's 39/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Where the record is thin for 32127, the field stays empty rather than modeled, and fills in as new documents post.

32127's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Treat 32127 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.