ZIP 32176 Foreclosure, Tax-Lien & Distress Report

In Volusia County, Florida, ZIP 32176 scores 39 of 100 for composite distress, a moderate level on DLRadar's distress index. Property-level stress concentrates in structural risk (88/100), construction/permit lag (78/100), institutional ownership (74/100). mortgage stress (29/100) stay muted. Structurally it carries 88/100, against 9/100 of stress already in motion. It additionally carries heavy environmental risk: flood (NFIP) exposure (98/100), FEMA disaster exposure (97/100), climate & FEMA risk (96/100).

The market reads contraction — home values held roughly flat year on year, and 4% higher over three years (phase confidence 9/100). Falling values surface more motivated sellers and below-market exits.

The poverty rate is 9.4%. 14,344 residents call 32176 home, typically aged 60. About 38% have a four-year degree. 82% of housing is owner-occupied. Around 64% of renters are cost-burdened. The demographic-stress sub-score lands at 38/100. There are about 10,448 housing units across 32176. The vacancy rate is 31.1% — elevated. At $72,248, median income runs near typical U.S. levels. The typical home is worth about $416,500 (5.1× income).

Taken together, 32176 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. 32176 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The 32176 read uses the identical scoring model applied coast to coast, which means its 39/100 score means exactly what it means anywhere else, and 32176 stays directly comparable to neighboring ZIPs and the rest of Volusia County, Florida. Every figure is auditable to a public dataset and refreshed as records update; 32176 shows blanks, not estimates, wherever the record is sparse.

The 39/100 for 32176 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. In workflow terms, 32176 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.