ZIP 32102 Property Distress & Foreclosure Data

DLRadar grades ZIP 32102 (Lake County, Florida) at a moderate 36/100 for overall property distress. Structural exposure scores 79 and live distress 8 on the 0–100 scale. Property-level stress concentrates in structural risk (79/100), institutional ownership (71/100), construction/permit lag (60/100). By contrast, mortgage stress (28/100) register low. It additionally carries heavy environmental risk: FEMA disaster exposure (99/100), climate & FEMA risk (93/100), flood (NFIP) exposure (82/100).

The market reads contraction — home values fell 0.7% year on year, and 25% higher over three years, at 39/100 phase confidence. A cooling market tends to open discount-to-value windows.

There are about 1,830 housing units across 32102. Roughly 18.7% live below the poverty line, elevated and often tied to deferred-maintenance inventory. About 2,401 people live here, median age 59. The tenure split is 92% owner-occupied to 8% rented. Vacancy runs 31.0%, above the national norm and a classic distress-and-opportunity signal. About 8% have a four-year degree. Households earn a median $56,598 — below the roughly $78,000 national figure. Rent burden reaches 0% of tenant households. A median home runs $161,100 here, or 2.5 times local income. On demographic stress specifically, 32102 scores 24/100.

Net-net, 32102 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.