ZIP 32776 Property Distress & Foreclosure Data

Lake County, Florida's ZIP 32776 registers 34/100 composite distress, which DLRadar reads as moderate. The most distinctive pressure shows up in structural risk (74/100), institutional ownership (70/100), construction/permit lag (44/100). mortgage stress (27/100) stay muted. The latent-versus-live split is 74/100 structural and 8/100 already moving. Climate and flood risk are elevated too — FEMA disaster exposure (99/100), climate & FEMA risk (92/100), flood (NFIP) exposure (77/100).

Prices here sit in a contraction phase: values held roughly flat over the trailing year, and 13% higher over three years (phase confidence 43/100). Falling values surface more motivated sellers and below-market exits.

The ZIP holds roughly 4,993 housing units. Educational attainment sits at 21% bachelor's-or-above. Median household income is $97,217, above the U.S. median near $78,000. The vacancy rate is 10.4%. 5.5% of residents fall below the poverty threshold. Home values center near $410,100, an affordability ratio of 3.9× — accessible. 12,668 residents call 32776 home, typically aged 43. DLRadar's demographic-stress index for the area reads 27/100. Around 20% of renters are cost-burdened. Owners hold 87% of homes, renters 13%.

Taken together, 32776 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.