ZIP 32746 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 32746 (Seminole County, Florida) lands at 37/100 — moderate on DLRadar's public-record scoring. Environmental exposure also runs high (FEMA disaster exposure (98/100), climate & FEMA risk (92/100), flood (NFIP) exposure (67/100)). Its standout signals are structural risk (80/100), construction/permit lag (77/100), institutional ownership (68/100). mortgage stress (25/100) stay muted. The split runs 80/100 structural to 8/100 active on the ground.

The peak-phase market in 32746 posted values that held roughly flat over the year, and 8% higher over three years, at 14/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Owners hold 65% of homes, renters 35%. Around 40% of renters are cost-burdened. The typical home is worth about $462,900 (3.8× income, relatively affordable). Around 53% of adults hold a bachelor's degree or higher. Vacancy runs 6.5%. Households earn a median $111,534 — above the roughly $78,000 national figure. Population is roughly 45,970 with a median age of 44. Roughly 4.6% live below the poverty line, a low share typical of higher-equity areas. The ZIP holds roughly 20,514 housing units. On demographic stress specifically, 32746 scores 28/100.

Overall, 32746 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. DLRadar currently tracks 661 individual distressed properties in 32746, each with owner, address, APN, a per-property distress score, bank-exposure read and exit-velocity estimate.

The 32746 read uses the identical public-record model applied coast to coast, which means its 37/100 score means exactly what it means anywhere else, and 32746 stays directly comparable to neighboring ZIPs and the rest of Seminole County, Florida. Sparse data for 32746 shows as blanks, never estimates, and the score updates on every fresh public filing.

32746's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. The point of the 32746 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.