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ZIP 32708 Foreclosure, Tax-Lien & Distress Report

Seminole County, Florida · Distress market

ZIP 32708's composite property-distress score is 37/100 - DLRadar classes that as moderate for Seminole County, Florida. Environmental exposure also runs high (FEMA disaster exposure (98/100), climate & FEMA risk (92/100), flood (NFIP) exposure (67/100)). The sharpest non-environmental signals are structural risk (80/100), construction/permit lag (77/100), institutional ownership (68/100). By contrast, mortgage stress (25/100) register low. Structurally it carries 80/100, against 8/100 of stress already in motion.

The peak-phase market in 32708 posted values that held roughly flat over the year, and 13% higher over three years (phase confidence 14/100). Topping markets hide individual distress behind strong averages.

Home values center near $385,700, an affordability ratio of 4.0×. The poverty rate is 7.7%. 48,034 residents call 32708 home, typically aged 42. Vacancy runs 5.5%. Educational attainment sits at 47% bachelor's-or-above. The demographic-stress sub-score lands at 28/100. 73% of housing is owner-occupied. Households earn a median $87,889 — above the roughly $78,000 national figure. There are about 20,129 housing units across 32708. Around 37% of renters are cost-burdened.

Net-net, 32708 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. DLRadar currently tracks 708 individual distressed properties in 32708, each with owner, address, APN, a per-property distress score, bank-exposure read and exit-velocity estimate.

Big metro or rural, 32708 runs through one identical public-record model, so its 37/100 sits on the same scale as every other ZIP in Seminole County, Florida and the nation. Sparse data for 32708 shows as blanks, never estimates, and the score updates on every fresh public filing.

32708's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Practically, 32708 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.

37/100
Composite stress
80/100
Structural risk
8/100
Distress activity

What is driving ZIP 32708’s distress

Foreclosure activity0
Mortgage stress25
Climate / FEMA risk92
Nine more distress signals are scored here

Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 708 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

The 32708 distress snapshot

The live 32708 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.

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Other Seminole County ZIP codes

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Further distress data across Seminole County, Florida at ZIP, county and state level.

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